Skip to main content

Capital One Balance Card

Loading...
Balance Transfer offer duration
6 mths
Transfer Fee
3%
Representative % APR (variable)
34.9% APR
You'll save £159

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 34.94% p.a. (variable) your representative APR will be 34.9% APR (variable)

What's Good

0% on balance transfers for six months
The rate you see here is the rate you will get, if accepted

What's Bad

Not designed for people who've never had credit before
You could get a lower credit limit down to £200

Features

0% on balance transfers for six months, then 34.9% APR (variable)
3% Balance Transfer fee
Could accept people with a history of CCJs
Credit limits up to £1,500

Eligibility

Be over 18
Have some history of managing credit
Not have been registered bankrupt in the past 12 months

Calculate your savings

Savings Calculator

Amount

How much would you like to transfer?

Repayments

How much can you repay monthly?

% APR

What's your current card's APR?

Update Savings

You'll save 159

See how we calculate this

Your savings

Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR (over the 0% period)
£249
Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance
£90
Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free
£0
You'll save
£159

We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.

We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip
0 %
Duration
Tooltip
6 months
Transfer Fee
Tooltip
3 %
Purchase OfferTooltip
Intro Rate
Tooltip
n/a
Duration
Tooltip
n/a
Annual Interest RatesTooltip
Balance Transfers
Tooltip
34.94 %
Purchases
Tooltip
34.94 %
Cash Withdrawals
Tooltip
34.94 %
Other Key Facts
Annual Fee
Tooltip
£0
Cash Advance Fees
Tooltip
3 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
Tooltip
2.75 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

TotallyMoney Logo

We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.