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Santander Everyday No Balance Transfer Fee Credit Card

£40 Amazon Gift Card

Claim a £40 Amazon Gift Card if your application is accepted. T&Cs apply.

Balance Transfer offer duration
18 mths
0% Purchase offer duration
3 mths
Representative % APR (variable)
20.9% APR
Transfer Fee
You'll save £718

Representative Example


If you spend £1,200 at a purchase interest rate of 20.9% p.a. (variable) your representative APR will be 20.9% APR (variable)

What's Good

0% on purchases for 3 months then 20.9% p.a. (variable)
0% on balance transfers for 18 months, then 20.9% p.a. (variable)
No annual fee

What's Bad

Transfers from other Santander Group accounts (including cahoot) aren't allowed


0% on purchases for 3 months then 20.9% p.a. (variable)
0% on balance transfers for 18 months (0% balance transfer fee), then 20.9% p.a. (variable)
There are no balance transfer fees during the 0% period. The fees increase to 3% thereafter (£5 minimum).


Be over 18
Have a permanent UK home address
Have an income of £7,500 per year or more
Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
0 %
18 months
Transfer Fee
0 %
Purchase OfferTooltip
Intro Rate
0 %
3 months
Annual Interest RatesTooltip
Balance Transfers
20.9 %
20.9 %
Cash Withdrawals
29.9 %
Other Key Facts
Annual Fee
Cash Advance Fees
3 %
Minimum Age
18 years
Minimum Income
Overseas Transaction Fee
2.95 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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