Balance Transfer offer duration
26 months
Transfer Fee
0 %
Purchase offer duration
20 months
Representative APR (variable)
23.7 % APR
- 0% for 26 months on balance transfers
- 0% for 20 months on purchases
- 0.5% cashback on all purchases, no limits or caps
- £3 monthly fee (£36 annual equivalent)
Features
- 0% for 26 months on balance transfers, then 17.9% p.a. (variable) (0% balance transfer fee)
- 0% for 20 months on purchases, then 17.9% p.a. (variable)
- 0.5% cashback on all purchases, no limits or caps
- 0% foreign transactions fees when using the card abroad
Eligibility
- Be over 18
- Had a permanent UK home address for 3 years
- Have an income of £7,500 per year or more
- Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration26 monthsTransfer FeeTransfer Fee0 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration20 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers17.9 %PurchasesPurchases17.9 %Cash WithdrawalsCash Withdrawals29.9 %
- Other Key FactsAnnual FeeAnnual Fee£36Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum Income£7,500Overseas Transaction FeeOverseas Transaction Fee0 %