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Santander All in One Credit Card

Earn cashback abroad

When using your card abroad, earn 1% cashback on purchases made between 13 June and 18 September 2022 (T&Cs apply).

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Balance Transfer offer duration
26 mths
0% Purchase offer duration
23 mths
Representative % APR (variable)
24.7% APR
Transfer Fee
0%
You'll save £1,277

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £36 your representative APR will be 24.7% APR (variable)

What's Good

0% foreign transactions fees when using the card abroad
Long combined 0% purchase and balance transfer offer
0.5% cashback on all purchases, no limits or caps
No balance transfer fees
When using your card abroad, earn 1% cashback on purchases made between 13 June and 18 September 2022 (T&Cs apply). Plus, earn up to 15% cashback with Retailer Offers, a free service available through Online and Mobile Banking

What's Bad

£3 monthly fee (£36 annual equivalent)
Transfers from other Santander Group accounts (including cahoot) aren't allowed

Features

0% for 26 months on balance transfers, then 18.9% p.a. (variable) (0% balance transfer fee)
0% for 23 months on purchases, then 18.9% p.a. (variable)
0.5% cashback on all purchases, no limits or caps
0% foreign transactions fees when using the card abroad

Eligibility

Be over 18
Had a permanent UK home address for 3 years
Have an income of £7,500 per year or more
Have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
Tooltip0 %
Duration
Tooltip26 months
Transfer Fee
Tooltip0 %
Purchase OfferTooltip
Intro Rate
Tooltip0 %
Duration
Tooltip23 months
Annual Interest RatesTooltip
Balance Transfers
Tooltip18.9 %
Purchases
Tooltip18.9 %
Cash Withdrawals
Tooltip29.9 %
Other Key Facts
Annual Fee
Tooltip£36
Cash Advance Fees
Tooltip3 %
Minimum Age
18 years
Minimum Income
£7,500
Overseas Transaction Fee
Tooltip0 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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