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MBNA Dual 0% Transfer and Purchase Credit Card

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Balance Transfer offer duration
22 mths
0% Purchase offer duration
22 mths
Representative % APR (variable)
22.9% APR
Transfer Fee
2.99%

Representative Example

tooltip

If you spend £1,200 at a purchase interest rate of 22.94% p.a. (variable) your representative APR will be 22.9% APR (variable)

What’s Good

Offers a long combined 0% period on balance transfers and purchases
You could earn cashback with MBNA Smart Rewards – see provider site for more details

What’s Bad

You can't transfer between MBNA accounts
The product, APR and promotional offer you could get may vary from the example based on your circumstances and the results of MBNA's eligibility check
High money and balance transfer fee when introductory period ends of 5%

Features

0% interest for up to 22 months on balance transfers made in the first 60 days, then 22.94% p.a (variable). (2.99% transfer fee in the first 60 days, then 5%)
0% interest for up to 22 months on purchases made in the first 60 days, then 22.94% p.a. (variable)
0% interest for up to 12 months on money transfers made in the first 60 days, then 22.94% p.a (variable). (4% transfer fee in the first 60 days, then 5%)

Eligibility

Must be over 18 years of age
Must have a good credit history
Must hold a UK Bank/Building Society Account
Must have had a UK permanent address for at least three years

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip22 months
Transfer Fee
tooltip2.99 %
Purchase Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip22 months
Annual Interest Ratestooltip
Balance Transfers
tooltip22.94 %
Purchases
tooltip22.94 %
Cash Withdrawals
tooltip22.94 %
Other Key Facts
Annual Fee
tooltip£0
Cash Advance Fees
tooltip5 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
tooltip2.95 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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