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Lloyds Bank Dual Purchase and Transfer Card

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Balance Transfer offer duration
15 mths
0% Purchase offer duration
17 mths
Representative % APR (variable)
22.9% APR
Transfer Fee
2.99%

Representative Example

tooltip

If you spend £1,200 at a purchase interest rate of 22.94% p.a. (variable) your representative APR will be 22.9% APR (variable)

What’s Good

0% interest on balance transfers for 15 months, 22.9% APR (variable) thereafter
0% interest on purchases for 17 months, 22.9% APR (variable) thereafter
No annual fee

What’s Bad

The product, APR and promotional offer you could get may vary from the example based on your individual circumstances
Any balance transfers made after 90 days of account opening will incur the standard 5% balance transfer fee
You can't transfer between Lloyds Bank accounts

Features

0% interest on balance transfers for 15 months, 22.9% APR (variable) thereafter
0% interest on purchases for 17 months, 22.9% APR (variable) thereafter
2.99% balance transfer fee for the first 90 days of account opening, 5% thereafter
No annual fee

Eligibility

Must be over 18 years of age
Must have a good credit history
Must hold a UK Bank/Building Society Account
Must have had a UK permanent address for at least three years
Must not have been declined for a Lloyds Bank credit card within the last 30 days

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip15 months
Transfer Fee
tooltip2.99 %
Purchase Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip17 months
Annual Interest Ratestooltip
Balance Transfers
tooltip22.94 %
Purchases
tooltip22.94 %
Cash Withdrawals
tooltip22.94 %
Other Key Facts
Annual Fee
tooltip£0
Cash Advance Fees
tooltip5 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
tooltip2.95 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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