Skip to main content
Totally Money Logo
Back to cards

HSBC Purchase Plus Credit Card

Loading...
Balance Transfer offer duration
17 mths
0% Purchase offer duration
20 mths
Representative % APR (variable)
23.9% APR
Transfer Fee
2.99%

Representative Example

tooltip

If you spend £1,200 at a purchase interest rate of 23.9% p.a. (variable) your representative APR will be 23.9% APR (variable)

What’s Good

No annual fee
Earn cashback from your favourite shopping brands with Visa Offers
Get instant discounts from well-known brands around the world with the home&Away rewards programme

What’s Bad

Introductory offer for new HSBC Bank Credit Card customers only
Balance transfers must be made within the first 60 days to get the promotional offer
You won't find out your non-introductory balance transfer fee until after you're accepted
You might get different interest rates and promotional periods to those shown here, because these depend on your circumstances

Features

0% interest for 17 months on balance transfers made within 60 days of account opening, then 23.9% p.a. (variable). (2.99% transfer fee in the first 60 days)
0% on purchases for 20 months after account opening, then 23.9% p.a. (variable)

Eligibility

You must have an annual income/pension before tax of £8,500 or more
You must be a resident of the UK. Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply
You must be over 18
You must not hold an HSBC Basic Bank Account

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip17 months
Transfer Fee
tooltip2.99 %
Purchase Offertooltip
Intro Rate
tooltip0 %
Duration
tooltip20 months
Annual Interest Ratestooltip
Balance Transfers
tooltip23.9 %
Purchases
tooltip23.9 %
Cash Withdrawals
tooltip29.9 %
Other Key Facts
Annual Fee
tooltip£0
Cash Advance Fees
tooltip2.99 %
Minimum Age
18 years
Minimum Income
£6,800
Overseas Transaction Fee
tooltip2.99 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

TotallyMoney Logo with Symbol

We're on a mission to help everyone move their finances forward and gain financial momentum.

Services

Company

Guidance

Legal

TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

We use cookies as described in our Cookie Policy. Continue browsing or click to accept.