Why borrow with Norton Finance?
Homeowner loans with competitive interest rates
From 6.7% APR — low monthly payments
Decision within 24 hours (business working days only)
You could get funds in three to four weeks
Suitable for people across a wide range of credit histories
Even if you’ve been turned down elsewhere
Another borrowing option, just for homeowners
Norton Finance could help you find a homeowner loan with rates and terms suitable for your needs. Their staff searches a large panel of lenders to find options for wide-ranging credit histories.
Borrow from £3,000 – £1M
Rates from 6.7% APR
Check eligibility without affecting your score
How it works
Tell Norton Finance how much you want to borrow and for how long
Get a ‘Decision in Principle’ within 24 hours (business working days only)
A Norton Finance mortgage adviser will guide you to complete the process
Receive your funds in three to four weeks, once approved
Need to know
A homeowner loan is secured against your property. Make sure you can afford the repayments for the duration of the loan. YOUR HOME MAY BE REPOSSESSED IF YOU DON’T KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. You may be able to apply for credit that doesn’t need to be secured against your home. Don’t borrow more than you can afford. It’s a good idea to set up a direct debit so never miss a repayment. Applicants must be 18 or over and resident in the UK. Norton Finance and Mortgages Limited is a credit broker and not a lender. They work exclusively with a limited number of carefully selected lenders. They receive a commission from the lenders they introduce you to if you subsequently take out a loan with them.
Norton Finance, Norton House, Mansfield Road, Rotherham, South Yorkshire S60 2DR Tel: 01709 518518
If you borrow £34,480 over 10 years, initially on a fixed rate for 5 years at 7.60% and for the remaining 5 years on the lenders standard variable rate of 8.10%, you will make 60 monthly payments of £467.50 and 60 monthly payments of £473.06. The total repayable would be £56,528.60 (This includes a lender fee of £595 and a broker fee of £4137). The overall cost for comparison is 11.3% APRC representative. Maximum APR 36.6%.
If you’re struggling with debt or repayments, find out the next steps to take.
With you in mind
Platinum trusted service with five stars on Feefo
Guidance from start to finish with a Norton Finance mortgage adviser
Call customer support for FREE, 24/7
Homeowner loans for a wide range of credit histories
Norton Finance’s staff will help you find a competitive interest rate, from as low as 6.7% APR.
Norton Finance is an independent loan company with almost 50 years’ experience in helping customers find suitable loan deals for their circumstances. They’re a broker, not a bank or a building society, meaning they aren’t limited to their own loan products. They offer rates from 6.7% APR on loans between £3,000 – £1M over 1 – 30 years.
To be eligible for a homeowner loan with Norton Finance, you must be:
Over 18 years old
Be a UK resident
Be a homeowner
Yes. Across a wide range of credit histories, Norton Finance has a large panel of lenders with products specifically designed for customers with a low credit score (representative 11.3% APRC variable). They may also offer to customers who have CCJs, defaults and mortgage arrears on their credit report. Their staff will help you find a loan for your circumstances.
You will receive a ‘Decision in Principle’ within 24 hours (business working days only) of completing the online application. From here one of Norton Finance’s mortgage advisers will contact you to guide you through the rest of the process, which if approved, usually takes around three to four weeks.
If approved, Norton Finance aims to have the funds with you in three to four weeks.
Norton Finance offers repayment terms from 1 – 30 years. You can use their loan calculator to help you decide the monthly amount you'll be happy to pay.
Mortgage arrears are a ‘priority debt’ and should be paid before other debts like credit cards, as you could lose your home if you fall behind on payments.
If you’re struggling to pay back the loan you should contact the lender as soon as possible to discuss your options. They may be able to restructure your debt to make it more affordable or give you a short repayment holiday if this sort of temporary measure is likely to help. Missed payments may result in a credit score impact.
Before changing the secured loan, you should understand how the change may affect you by getting independent financial advice.