Rated 4.9/5 by customers
No impact on your credit score
Nice work — you’ve already taken your first step towards healthier finances!
We’ve teamed up with Money Wellness to give you free advice on managing your finances. You’re just a few quick questions away from discovering any suitable solutions available to you. So if you’re struggling to make ends meet, they could help you get back on track.
Get my free advice
Advice is tailored to your circumstances, but could include…
Creating a realistic budget
Seeing if you’re eligible for any benefits or grants
Getting debt written off
Helping you lower your monthly payments
Cost of living advice
Struggling with debt? You may have options...
If you’re struggling to repay debt, the advisors at Money Wellness may recommend a debt solution. They’ll walk you through your options, which may include:
A free Debt Management Plan (DMP)
An Individual Voluntary Arrangement (IVA)
A Debt Relief Order (DRO)
How it works:
Answer a few quick questions about your finances
Get your recommendation
If you want to go ahead, continue online or over the phone
Need to know
Getting debt advice from Money Wellness is free and won’t harm your credit score.
If you choose a debt solution, it may impact your credit score. Some debt solutions are free, others come with a charge. Not everyone qualifies for a debt solution. This is not a form of credit.
This information is intended to provide you with useful tools and information. TotallyMoney does not provide financial or debt advice. Money Wellness is independent from TotallyMoney. TotallyMoney may be paid a commission as a result of you contacting Money Wellness.
If you’re struggling with debt, Money Wellness may recommend a range of solutions, such as debt management plans, individual voluntary arrangements, debt relief orders, and bankruptcy. Some debt solutions are free and some aren’t. Most are likely to impact your credit score.
Money Wellness provides free and independent advice. They’ll talk through your options and recommend a course of action. They’ll make sure you’re aware of all the benefits and possible drawbacks of any solution, so you can make an informed decision.
Getting debt advice from Money Wellness is free and won’t harm your credit score. If you choose a debt solution, it may impact your credit score. Some debt solutions are free, others come with a charge. Not everyone qualifies for a debt solution. This is not a form of credit.
Yes! Money Wellness don’t just offer debt advice. They can also help you with budgeting, reducing outgoings, checking if you qualify for any benefits and more. It’s free and won’t affect your credit score, so why not?