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thinkmoney Credit Card

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Balance Transfer offer duration
N/A
0% Purchase offer duration
N/A
Representative % APR (variable)
39.9% APR
Transfer Fee
N/A

Representative Example

Tooltip

If you spend £1,200 at a purchase interest rate of 39.94% p.a. (variable) your representative APR will be 39.9% APR (variable)

What's Good

The rate you see here is the rate you will get, if accepted
Free text alerts and an online account to help you monitor spending

What's Bad

High APR for cards in this segment of the market
Not designed for people who've never had credit before
You could get a lower credit limit down to £200

Features

Designed for people with poor credit ratings including those with past CCJs
Credit limits range from £200 to £1,500
Get a response to your application in 60 seconds

Eligibility

Be over 18
Have some history of managing credit in the UK

Rates and Fees

Balance Transfer OfferTooltip
Intro Rate
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n/a
Duration
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n/a
Transfer Fee
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n/a
Purchase OfferTooltip
Intro Rate
Tooltip
n/a
Duration
Tooltip
n/a
Annual Interest RatesTooltip
Balance Transfers
Tooltip
39.94 %
Purchases
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39.94 %
Cash Withdrawals
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39.94 %
Other Key Facts
Annual Fee
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£0
Cash Advance Fees
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3 %
Minimum Age
18 years
Minimum Income
Not Specified
Overseas Transaction Fee
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2.75 %

What does 'pre-approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Coronavirus help and support

You can find more information about coronavirus help and support here.

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We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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