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HSBC Purchase Plus Credit Card

Balance Transfer offer duration
18 months
Transfer Fee
2.9 %
Purchase offer duration
18 months
Representative APR (variable)
22.9 % APR
  • 0% on purchases for 18 months
  • 0% on balance transfers for 18 months
  • Earn cashback and rewards
Check My Eligibility

Features

  • 0% interest for 18 months on balance transfers made within 60 days of account opening, then 22.9% p.a. (variable). (2.90% transfer fee in the first 60 days)
  • 0% on purchases for 18 months after account opening, then 22.9% p.a (variable)

Eligibility

  • You must have an annual income/pension before tax of £8,500 or more
  • You must be a resident of the UK. Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply
  • You must be over 18
  • You must not hold an HSBC Basic Bank Account

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card. Rates and duration can differ depending on individual circumstance
    Intro RateIntro RateThe lowest interest rate you will be charged over the balance transfer period on any balance transferred to the card depending on individual circumstance0 %
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card18 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.9 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe lowest interest rate you will be charged over the purchase period on any new spending on the card depending on individual circumstance0 %
    DurationDurationThe length of time that you will be charged the introductory rate on new spending18 months
  • Annual Interest RatesStandard APRsThe Annual Interest Rate is the lowest interest rate that you will be charged on different types of borrowing after the end of any introductory offers. However, you may be charged higher rates depending on individual circumstance.
    Balance TransfersBalance TransfersThe lowest interest rate you will be charged on balance transfer after the end of any introductory offers depending on individual circumstance.22.9 %
    PurchasesPurchasesThe lowest interest rate you will be charged on new spending after the end of any introductory offers depending on individual circumstance.22.9 %
    Cash WithdrawalsCash WithdrawalsThe lowest interest rate you will be charged on any cash withdrawals you make with the card depending on individual circumstance.27.9 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£0
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee2.99 %
    Minimum Age18 years
    Minimum Income£8,500
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %

What do 'pre-approved' and 'card approved' mean?

Pre-approved means you will get accepted for the card, and at the rate advertised, providing the information you give is accurate and you pass the lender's checks (which may include a responsible lending check using open banking information).

Card approved means that you will get accepted for the card, providing the information you give is accurate and you pass the lender's checks, but could be offered a different rate to that advertised.

Coronavirus help and support

You can find more information about coronavirus help and support here.