Balance Transfer offer duration
18 months
Transfer Fee
2.9 %
Purchase offer duration
18 months
Representative APR (variable)
22.9 % APR
- 0% on purchases for 18 months
- 0% on balance transfers for 18 months
- Earn cashback and rewards
Features
- 0% interest for 18 months on balance transfers made within 60 days of account opening, then 22.9% p.a. (variable). (2.90% transfer fee in the first 60 days)
- 0% on purchases for 18 months after account opening, then 22.9% p.a (variable)
Eligibility
- You must have an annual income/pension before tax of £8,500 or more
- You must be a resident of the UK. Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply
- You must be over 18
- You must not hold an HSBC Basic Bank Account
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration18 monthsTransfer FeeTransfer Fee2.9 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration18 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers22.9 %PurchasesPurchases22.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees2.99 %Minimum Age18 yearsMinimum Income£8,500Overseas Transaction FeeOverseas Transaction Fee2.99 %