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118 118 Money Credit Card

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Balance Transfer offer duration
N/A
0% Purchase offer duration
N/A
Representative % APR (variable)
49.0% APR
Transfer Fee
N/A

Representative Example

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If you spend £250 at a purchase interest rate of 49.0% p.a. (variable) your representative APR will be 49.0% APR (variable)

What’s Good

The rate you see here is the rate you will get, if accepted
Spending cap means no fees for going over your credit limit

What’s Bad

This card has a higher APR so try to avoid carrying a balance on this card
This card has a late payment fee of £12 for all late payments

Features

Guaranteed credit limit and guaranteed APR
Designed for people with poor credit ratings, including those with past CCJs

Eligibility

Only available to new 118 118 Money customers
You must be 18 or over
You must have a minimum income of £9,000
You can't have been declared bankrupt or have any IVAs

Rates and Fees

Balance Transfer Offertooltip
Intro Rate
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n/a
Duration
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n/a
Transfer Fee
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n/a
Purchase Offertooltip
Intro Rate
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n/a
Duration
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n/a
Annual Interest Ratestooltip
Balance Transfers
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49 %
Purchases
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49 %
Cash Withdrawals
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49 %
Other Key Facts
Annual Fee
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£0
Cash Advance Fees
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5 %
Minimum Age
18 years
Minimum Income
£9,000
Overseas Transaction Fee
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0 %
What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

We're on a mission to help everyone move their finances forward and gain financial momentum.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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