Check Eligibility for the 118 118 Money Credit Card

Back to cards

Balance Transfer offer duration

N/A

0% Purchase offer duration

N/A

Representative % APR (variable)

49.0% APR

Transfer Fee

N/A

Check my eligibility

Representative Example

If you spend £250 at a purchase interest rate of 49.0% p.a. (variable) your representative APR will be 49.0% APR (variable)

What’s Good

The rate you see here is the rate you will get, if accepted

Spending cap means no fees for going over your credit limit

What’s Bad

This card has a higher APR so try to avoid carrying a balance on this card

This card has a late payment fee of £12 for all late payments

Features

Guaranteed credit limit and guaranteed APR

Designed for people with poor credit ratings, including those with past CCJs

Eligibility

Only available to new 118 118 Money customers

You must be 18 or over

You must have a minimum income of £9,000

You can't have been declared bankrupt or have any IVAs

Rates and Fees

Balance Transfer Offer

Intro Rate

n/a

Duration

n/a

Transfer Fee

n/a

Purchase Offer

Intro Rate

n/a

Duration

n/a

Annual Interest Rates

Balance Transfers

49 %

Purchases

49 %

Cash Withdrawals

49 %

Other Key Facts

Annual Fee

£0

Cash Advance Fees

5 %

Minimum Age

18 years

Minimum Income

£9,000

Overseas Transaction Fee

0 %

What does ’pre-approved’ mean?

If you are pre-approved, this means that you will get the card or loan, at the rate advertised, providing the information you give us in accurate and you pass the lender’s final checks, which include fraud and responsible lending safeguards

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