Alternative Products

10

Unfortunately, you're not eligible for any credit cards. But, we've found 10 alternatives that may be suitable for you.

Credit Building

There are products designed to help you improve your credit rating, which if used correctly could in future help you access new credit products, or reduce the cost of your existing borrowing.

Build your Credit history - Cashplus Prepaid Card £9.95 with Creditbuilder™ option

Apply now
Apply now

Great for

  • No credit checks
  • Can help build credit rating with Creditbuilder option
  • Online Servicing and Direct Debits
  • No fee for ATM withdrawals in the UK

Beware of

  • Monthly account fee of £9.95
  • Additional Card Issue fee of £5.95
  • This is not a credit card

Build your credit history for free while you save

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Apply now

Great for

  • Your credit report isn’t as positive as you’d hoped
  • You want a free way to build a better credit history
  • You want access to your savings any time

Beware of

  • You need to be able to save at least £20 a month
  • This is not a credit card

The thinkmoney Current Account has no credit checks, and budgets for your bills so you don't have to

Apply now
Apply now

Great for

  • No credit checks
  • Includes a budgeting service to help you pay your bills on time, every time
  • No charges for bounced direct debits, unarranged overdrafts or cash withdrawals

Beware of

  • You must be a UK resident aged 18 or over
  • Monthly account fee of £10
  • This is not a credit card

Current account with Prepaid Mastercard® card from icount

Apply now
Apply now

Great for

  • Current account facility
  • No Credit Check
  • Could help build credit rating with Creditbuilder option
  • i-draft facility similar to bank overdraft

Beware of

  • Monthly fee of £9.95
  • £0.50 fee For ATM withdrawals in the UK
  • This is not a credit card