Have you made a big money blunder? A face-palm moment that’s left you shame-faced and out of pocket. Yes? I thought as much. From not reading the small print, to sticking our head in the financial sand to getting trigger happy with the plastic, we’ve all been there and made a money mistake at some point.

In honour of the Darwin Day, over the past few weeks, we’ve been reminiscing about our money mishaps in our Personal Finance Darwin Awards. Unfamiliar with the Darwin Awards? These tongue-in-cheek accolades are awarded to anyone who has bowed out of the gene pool through sheer idiocy.

Less morbid, but equally as daft, here are our financial flops.

Too big for my boots and too busy burying my head in the sand, I fell foul of HMRC. A few fines later and I pledged to always read the small print. Or any print, for that matter.

Penny reminisced about falling for the insurance scary sales pitch and vowed to always do her homework before signing on the dotted line.

Maria recollected her ISA bungle over at Money Principle. A quick skim read of the ISA conditions and a casino approach to shares left her husband conceding, ‘This capitalist lark isn’t for us.’

Jo had an uphill credit battle after opening a joint account with a fiscally frivolous housemate. What was meant to be a simple means of paying the bills, wound up taking a whopping blow to Jo’s credit rating.

What’s your biggest money blunder?

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