December, 2007

75% of consumers ‘not responsible’ for own debts

December 23rd, 2007

I read with some astonishment this morning that an astounding 75% of borrowers do not believe that they are responsible for their own levels of over-indebtedness. Three quarters of consumers do not feel responsible for making their own decisions regarding their finances, and feel that instead, lenders are to blame. With repossessions on the rise […]

Buy-to-let Restricted to Wealthy

December 20th, 2007

The buy-to-let market in the UK is showing signs of becoming inaccessible to the average potential investor. The needs of student populations, immigrant communities, and young would-be first time buyers being priced out of the market will always drive the need for a ready supply of buy-to-let properties; however, questions are being raised about the […]

Christmas Credit Card spending

December 15th, 2007

We all do it. Despite your best intentions after last year, you didn’t start saving early, you didn’t start buying presents early, and before you know it, the Silly Season has rolled around again and there’s only one thing to do: Panic! Panicking usually results in sweaty, frightening scenes in Oxford Street at 9pm on […]

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