Could a Help to Buy ISA get you on the property ladder?

help to buy

People across the UK are finding it harder and harder to get a foot on the property ladder. This is why the Help to Buy ISA which was launched in December 2015 was welcomed by so many people.

However as with anything related to mortgages it can be hard to understand if the scheme can help you, and if so, to what extent?

We’ve created a quick and easy calculator that can show you whether or not the Help to Buy ISA can make your dream of buying a home in a certain area possible.

If it turns out that the new scheme can’t help you buy a property in your dream area then don’t give up hope. We’ve also looked into which areas offer homes that will be made affordable with the Help to Buy ISA.

It might not surprise you to learn that single people hoping to buy in areas such as London, Surrey and Oxfordshire might have a hard time of putting a deposit down, even with the new scheme. However buying a home as a couple gives you far more options in terms of location.