Shopping disaster? Unwanted gift? Faulty items? This is January so it’s time to review and return Christmas disappointments. This year up to 40% of clothing and between 5% and 10% of electrical goods and homewares bought online are returned to stores. So be in no doubt, you have a right to change your mind If you’ve made a… Read more »
Shopping disaster? How to get refunded.Shopping disaster? Unwanted gift? Faulty items? This is January so it's time to review and retur
Shopping disaster? How to get refunded.
80% of households are underinsured
Are you due an ATM refund?
The best credit cards for the sales
If you get burgled in the coming weeks you may well find your insurance company doesn’t pay out as much as you would like. Millions of us are underinsured because we fail to review our contents insurance to take into account Christmas gifts and January sales purchases. Eight out of 10 households failed to increase their contents… Read more »
HSBC and the RBS banking group have both announced rule changes that mean hundreds of thousands of us could be due a refund of money we left in cash machines. If you make a withdrawal from a cash machine but don’t grab all the cash it is retracted back into the machine after 30 seconds…. Read more »
As the January sales get into full swing millions of us will be hitting the shops in search of a bargain. But before you buy anything make sure you are armed with the right credit card. Using a credit card for your January sales purchases will not only give you extra consumer protection, it can… Read more »
More than 25 million people may have their credit card applications rejected as providers tighten their lending criteria. To get the best deals on the market now you need to have a squeaky clean credit record. Research by Aqua Card found that a third of people in full-time employment and 32% who earn more than… Read more »
The banks have been quietly upping the interest rates on their overdrafts and credit cards in recent months, but you don’t need to pay any more, in fact you shouldn’t be paying any interest at all. The average credit card purchase rate is 19.1% – the highest it has been since 2001 – and up… Read more »
It’s the time of year when the banks start selling their Christmas savings accounts, but you can quadruple your interest if you look elsewhere. Yorkshire Building Society has announced the launch of its Christmas Regular Saver account to help people spread the cost of Christmas. If you are organised and plan ahead you could set aside… Read more »
The last of the Big Six energy firms has announced its winter price rises, but you don’t have to pay more. By switching energy provider today you could shave £150 off your bills. Four million E.on customers will be hit with a price hike next month. The energy giant has announced that prices will rise… Read more »
Barclaycard has made an audacious move into the instant loan market. Its new credit card offers instant access to credit at 0%, that means it is as speedy as a payday loan but without the enormous interest rate. You can apply for Barclaycard’s Platinum Purchase with Instant Access card online and, if your application is… Read more »
Millions of homeowners are paying over the odds for their mortgage. 4.4 million mortgage holders are currently paying their lenders expensive standard variable rate (SVR), according to research by HSBC. These people are sitting on an average rate of 4.86%, but four out of five of them could remortgage to a lower rate, saving themselves thousands… Read more »