TotallyMoney.com Blog

Building a fairer credit market

Thoughts, stories and insight from the TotallyMoney.com team

TotallyMoney.com’s mission and vision for the future

As a company grows and evolves, it’s important for everyone to hold true to the core beliefs and objectives for the business. This morning, TotallyMoney.com CEO Alastair Douglas laid out his thoughts on what we’re all working to achieve. TotallyMoney.com’s mission “TotallyMoney.com’s mission is to create a fairer credit market for UK consumers by giving…

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Five forces that will shape the credit card market

In 2015, we saw significant changes in the credit card market with new providers and brands entering the market and continuing product innovation. This year is likely to be one of transition for many of the leading card providers who are mindful of the impending shifts in the wider economy. Here, I’ve put together a list…

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Why Facebook ads are what online banners always wanted to be

Online banner advertising (aka standard display, display advertising) is 22 years old this year[1]. Over £2BN was spent on this channel in 2015[2]. Yet most people I speak to struggle to make this channel scale or drive an impressive return on investment. In the late ’90s, banner ads were measured on click through rates[3] and…

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Closing the perception gap

As part of our ongoing efforts to understand consumer needs and make the world of credit a fairer place, we conducted a survey that found only one per cent of the population knew how long it would take to pay off £2,000 in credit card debt by making the minimum repayments each month. In order…

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Birth of an App

Here’s a visualisation of the evolution of the TotallyMoney.com loans comparison platform.   The video shows the creation of files and changes made to them over time as the application was developed. These changes are recorded via Git, a software version control system, and was visualised using gource. Folders and files are shown as lines…

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How to Get Your Writing Read, Shared and Appreciated

Picture the scene. It’s 11pm on an idle Tuesday and I decide to post a spontaneous piece on Medium. “I’ll probably delete it in the morning,” I say to myself. Just 24 hours later and my first ever post is trending in Medium’s global top five. I had no followers on the platform and virtually…

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Turn On, Tune In and Listen on Demand

I want to listen to more new music, break out of old patterns, discover new bands and get excited about them. So, as I did last year, I’m only streaming music that has been released this year. And not much that I want to listen to has been put out yet – I’m really waiting…

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Three things that will change the credit market in 2016

One: Increased used of free credit report services Noddle and ClearScore are offering a great free consumer proposition. Why would a customer pay for their credit report when they can get it for free? In 2016, we expect more people to subscribe to a free credit report service to better understand their credit rating. Two:…

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Carry on up the Amazon

If I’m honest, the Amazon Web Services (AWS) Enterprise Summit in London was a little bit of a sales conference, with Andy Jassy, the Senior VP for Amazon Web Services, talking up the numbers that demonstrate the growth and dominant position of AWS. Not that some of those numbers weren’t impressive – Elastic Compute Cloud…

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Hack to the Future

Last Thursday, TotallyMoney.com held a company-wide hack day, producing some great results while having fun along the way! We wanted to take a break from our day to day product development efforts, where our focus is on giving customers great products that make the credit market better and fairer. Why? Because sometimes the best ideas…

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