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What determines a competitive interest rate at any given time will depend on the current loans market. Generally, it will be affected by the current Bank of England base rate, the availability of credit in the market, and the demand for loans at any given time.

Searching for a low interest loan can be time-consuming and confusing. TotallyMoney can do the hard work for you - just fill out one form and we'll get an expert to call you immediately to help you compare all the UK’s best value low rate loan deals to find the best possible match for your loan requirements. It's fast, no obligation or credit check at this stage.

Latest rate update

Lender

Rep. APR

Min amount

Max amount

Nationwide 6.4% £7,500.00 £14,999.00

Alliance & Leicester 6.8% £7,500.00 £14,950.00

Zopa 8.31% £10,001.00 £12,500.00

Halifax 8.8% £7,000.00 £15,000.00

Rates generally updated daily from Defaqto.

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