Halifax is part of the HBOS group, formed in a merger with the Bank of Scotland in 2001. As a result the Halifax loan range is very similar to the Bank of Scotland lending products. Halifax offers a comprehensive range of loan products to suit all circumstances. If you are looking to borrow between £500 and £25,000 you should consider the personal Halifax loan option, which offers loans over 1 to 7 years. Depending on an assessment of your history of borrowing, you may qualify for the typical fixed APR of 7.80%, and may be eligible for a payment holiday of three months at the start of the loan.
If you are looking to borrow a small amount and have an excellent credit rating, Halifax also offers a ‘smaller loan’ option. This offers affordable smaller loans , and with interest fixed for the duration of the loan, you can find a repayment schedule to match your budget. For Halifax mortgage customers, you may be able to increase the amount borrowed against the equity in your home , through a Halifax ‘further advance’.
Complete the form on this page to compare Halifax loan products to the cheapest loan deals available from UK lenders. The Totally Money online loan comparison tool can compare hundreds of options in seconds, and put you in contact with an independent loans expert for free, no-obligation advice on finding the best loan option for your budget.