If Capital One cannot find a suitable product from within their own lending range, they will search lenders on your behalf and find a loan option tailored to your financial requirements. They specialise in finding loans for customers who may have substantial finance problems , and who have struggled to obtain a loan in the past due to CCJs, loan defaults or mortgage arrears. While it may be appealing to have someone take the hassle out of searching for a loan for you, a brokerage fee will be payable for up to 10% of the loan value, which will further increase your total loan cost.
If you are having trouble finding a loan and want to avoid pricey brokerage fees, Totally Money can help. We can search the market for free, and provide you with an independent comparison of the best loan deals available for your personal circumstances. Complete the form on this page and we can put you in touch with a loans expert for no-obligation advice on the right choice for your budget, even if you are not a homeowner or have a poor credit rating.