Black Horse Loan products are specifically designed for those who have experienced credit problems in the past and who find it difficult to qualify for credit with other lenders. Most lenders are not prepared to lend to candidates with a past history of CCJs or defaults, however you may find that Black Horse Finance has a more flexible attitude towards these issues.
If your credit score is less than perfect, the best way for you to keep your loan rate as low as possible is through applying for a secured Black Horse loan. The secured Black Horse loan offers finance at lower interest rates, in exchange for your providing collateral for the loan – usually your house. Extended repayment periods affords a way of keeping your monthly repayments as low as possible, and you may apply for an annual payment holiday of one month.
If you do not wish to risk losing your home while borrowing, you might like to consider a personal or unsecured Black Horse loan. With loans available at fixed interest rates, your monthly repayments will not change for the duration of the loan, allowing you to retain control of your monthly budget. With the unsecured Black Horse loan, you may delay your repayments for up to 90 days at the start of the loan and apply for a payment holiday of 30 days each year.
To compare Black Horse loans against the market, complete the form on this page for an independent comparison of the most flexible and attractive loan deals available to suit your circumstances.