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Finding loans for people with bad credit.

A bad credit loan is a personal loan specifically designed for borrowers with poor credit ratings. You might have bad credit if you have previously defaulted on a loan or failed to meet credit card repayments. Though bad credit loans typically carry less favourable interest rates, they can be very helpful in terms of improving your credit history if you make repayments on time.

To get a bad credit loan quote, complete the form on this page. We will connect you with an impartial loan expert for advice that is 100% tailored to your individual circumstances and budget. It's fast, easy - and you could save yourself money.

Latest rate update

Lender

Rep. APR

Min amount

Max amount

Nationwide 6.4% £7,500.00 £14,999.00

Alliance & Leicester 6.8% £7,500.00 £14,950.00

Zopa 8.31% £10,001.00 £12,500.00

Halifax 8.8% £7,000.00 £15,000.00

Rates generally updated daily from Defaqto.

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Our loan, credit brokerage and credit intermediary introduction services are provided by Lead Market Ltd trading as TotallyMoney. Lead Market Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. We do not provide any financial advice relating to loans or other products. The product information is obtained from independent sources and rates may vary depending on your circumstances. We provide this service free of charge but may receive commission or payment from credit brokers and credit intermediaries for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their services.

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