Knowing your eligibility score is the key to taking control of your finances. And living your life the way you want to.
Your score gives you a peek into how much trust banks, insurers and even phone companies place in you.
The more confidence they have in you, the better the offers and savings that will be available to you. And the better the options open to you.
Whatever your plans, knowing your eligibility score will help you take the next step towards making them real.
If you’re stuck with a pre-payment electricity meter, it could be that you’re being held back by a low eligibility score. And you could find that you’re locked out of the cheapest energy deals. Building your eligibility score will convince suppliers that you can manage your payments and allow you to switch to cheaper billing.
The same goes for your phone. Not only is a monthly contract cheaper, it’s more convenient than managing pay-as-you-go top ups. A high eligibility score will help you connect with better deals.
With a low eligibility score, you’ll find it hard to rent a flat. A landlord will only take you on as a tenant if they can trust you to pay your rent on time. Finding out your score is the first step towards improving it and opening the door to renting a place of your own.
Take control of your eligibility score and you can start to enjoy more independence and freedom.See Your Score
Spending is easier to manage when your eligibility score shows that you’re in control. You’re more likely to be offered the financial flexibility of an overdraft when your eligibility score shows you in a good light. And you’re more likely to be accepted for a credit card when you start your application with an eligibility check.
Checking your eligibility score has no impact on your credit rating. So you can look as often as you like.
Your score is based on a soft search of your credit file. This means that only you know the result and lenders can’t see that you’ve been looking.
Just answer a few simple questions about you, your home and your job and we can match you with lenders who we know are looking for people like you.
And that’s just the start. Your eligibility score is only one part of your full, free eligibility report.
You’ll find that as your eligibility score rises you unlock longer repayment terms to finance a new car or on a loan to make some improvements around the house.
And when you come to take out a mortgage, whether you’re a first-time buyer, looking for your next family home or downsizing now that the children have flown the nest, your eligibility report will help you find the best rates.
Whatever your next move in life, it pays to know the score.
Your eligibility score will help you make your next money decision the right decision.
TotallyMoney.com has been helping customers get better, fairer credit deals since 2007.
More than 1,000 people check their eligibility using TotallyMoney.com’s comparison platforms every day.
TotallyMoney.com was one of the pioneers of the pre-application eligibility check to help customers avoid credit-damaging rejection. It continues to develop innovative services and features that put customers in control of their finances and support them as they build their financial foundations.