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How does our overall rating work?
How strong is your credit rating?
Compare the UK’s top 10 credit cards
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Balance Transfers
Purchases
Rewards and Cashback
Credit Builder
Prepaid
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Sports Cards
Platinum Cards
Charity
Bal. Transfers
Intro Purchases
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Instant Decision
Overall Rating
Rate
Duration
Rate
Duration
APR
(variable)
Benefits
Egg
More Info
Totally Money top offer - one of the longest 0% deals in the UK
0.0%
Until 1st November 2011
(3% fee)
0.0%
3
months
17.9%
Discounts at selected retailers; cashback on purchases with selected retailers online
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Virgin
More Info
Money Facts award for Best Balance Transfer Card for 3 years in a row (2008,2009,2010)
0.0%
for 14 months
(2.98% fee)
0.0%
3
months
16.6%
Use the card to get money off your holidays and gym membership, as well as music and DVDs
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Barclaycard Platinum
More Info
0% on Balance Transfers for 16 months, with a 2.9% fee - Joint longest 0% offer in the UK
0.0%
for 16 months
(2.9% fee)
0.0%
3
months
16.9%
NEW Barclaycard Freedom - Earn and redeem Reward Money in selected retailers
Apply >
Capital One Classic – Exclusive
More Info
Best card for bad credit. 0% Purchases until 1st Nov 2010. Exclusively available on TotallyMoney
N/A
N/A
0.0%
3
months
34.9%
Up to £1,500 in credit; 1 minute response; Can help you improve your credit score
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Barclaycard Gold
More Info
Specially designed for people with ‘average’ rather than ‘excellent’ credit ratings
0.0%
until October 2011
(2.5% fee)
N/A
N/A
19.9%
NEW Barclaycard Freedom - Earn and redeem Reward Money in selected retailers
Apply >
Capital One Progress
More Info
Best for OK credit profiles. Interest rate can shrink to 17.9% p.a.& rebuild your credit rating
N/A
N/A
N/A
N/A
29.9%
Up to £2,500 in credit. Rate will fall 2% every 6 mnths if you use the card sensibly
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NatWest Platinum
More Info
New deal - Longest 0% BT offer in the UK
0.0%
for 16 months
(2.9% fee)
0.0%
3
months
16.9%
1% off the APR for Advantage Gold customer
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Virgin Purchase Card
More Info
Market leading all-rounder. Long term 0% purchase offer & longest combined 0% offer in the UK
0.0%
for 12 months
(2.98% fee)
0.0%
12
months
18.9%
Use the card to get money off your holidays and gym membership, as well as music and DVDs
Apply >
Bank of Scotland Plus
More Info
0% for 13 months on Balance Transfers and 3 months on Purchases
0.0%
for 13 months
(3% fee)
0.0%
3
months
16.9%
Choice of 5 card colours; manage your account online
Apply >
Tesco Clubcard
More Info
Longest 0% purchase offer in the UK - new purchases are interest free for 13 months
0.0%
for 9 months
(2.9% fee)
0.0%
13
months
16.9%
Collect 1 Clubcard point for every £4 you spend on your Clubcard Credit Card anywhere in the world.
Apply >
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Tesco Credit Card
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Capital One Credit Card
Asda Credit Card
Egg Credit Card
Barclaycard Credit Card
HSBC Credit Card
Natwest Credit Card
Halifax Credit Card
Post Office Credit Card
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