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How does this comparison work?
How does our over rating work?
How strong is your credit rating?
Compare the UK’s top 10 credit cards
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Top Overall Rating
Balance Transfers
Purchases
Rewards and Cashback
Credit Builder
Prepaid
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Sports Cards
Platinum Cards
Charity
Bal. Transfers
Intro Purchases
Typical
Instant Decision
Overall Rating
Rate
Duration
Rate
Duration
APR
(variable)
Benefits
Barclaycard Platinum
More Info
Brand New Offer - 0% on Balance Transfers for 15 months (with a 2.9% fee)
0.0%
15
months
(2.9% fee)
0.0%
3
months
15.9%
Contactless payment technology, a quick and easy way to pay for items of £15 or under
Apply >
Virgin
More Info
Voted best credit card provider for balance transfers - Moneyfacts Awards 2008 and 2009
0.0%
16
months
(2.98% fee)
0.0%
3
months
16.6%
Use the card to get money off your holidays and gym membership, as well as music and DVDs
Apply >
Egg
More Info
One of the longest 0% offers in the UK
0.0%
Until May 2011
(3% fee)
0.0%
3
months
16.9%
Discounts at selected retailers; cashback on purchases with selected retailers online
Apply >
Halifax All in One
More Info
All in one card with a very competitive combined 0% offer for balance transfers and purchases
0.0%
9
months
(3% fee)
0.0%
9
months
15.9%
Manage your card online; Choice of 5 card colours
Apply >
Tesco Clubcard
More Info
Longest 0% purchase offer in the UK - new purchases are interest free for 12 months
0.0%
6
months
(2% fee)
0.0%
12
months
16.9%
Clubcard points, fraud protection, discounts on travel insurance
Apply >
Capital One Progress
More Info
Best for reasonable to low credit profiles; Shrink your interest rates to as low as 19.9% p.a.
N/A
N/A
N/A
N/A
34.9%
Reduce your rate by 5% every 6 months if you pay your min. payment & stay within your credit limit
Apply >
Bank of Scotland All in One
More Info
0% for 9 months on purchases and balance transfers. A competitive ‘all in one’ option
0.0%
9 months
(3% fee)
0.0%
9
months
15.9%
Choice of 5 card colours
Apply >
Capital One Plus
More Info
Competitive 0% offer on purchases, with no interest charged on spending until Sept 2010
N/A
N/A
(3% fee)
0.0%
6
months
14.9%
Credit limit is £500 - £5,000; online security; anti fraud protection
Apply >
Barclaycard Gold
More Info
Specially designed for people with ‘average’ rather than ‘excellent’ credit ratings
0.0%
Until Apr 2011
(2.5% fee)
N/A
N/A
19.9%
Contactless payment technology, a quick and easy way to pay for items of £15 or under
Apply >
Nationwide Gold
More Info
Great ongoing rates and range of benefits, including 0% commission on overseas use
0.0%
13
months
(3% fee)
0.0%
3
months
15.9%
Free 12 month extended warranty on many gas and electrical products
Apply >
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Tesco Credit Card
Virgin Credit Card
Capital One Credit Card
Asda Credit Card
Egg Credit Card
Barclaycard Credit Card
HSBC Credit Card
Natwest Credit Card
Halifax Credit Card
Post Office Credit Card
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