Compare the UK’s Top 10 Credit Cards

		Bal. Transfers		Intro Purchases			Instant decision
	Overall Rating	Rate	Duration	Rate	Duration	Representative Example

Barclaycard Platinum - 22 month More Info	One of the longest 0% offers. Significantly lower fee than any card with this length 0% period	0.0%	for 22 months (2.9% fee)	17.9%	3 months	17.9% APR Representative (Variable) Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200	Apply >
Barclaycard Platinum - 21 month More Info	Long 0% offer with a lower fee than many cards with similar 0% periods.	0.0%	for 21 months (2.6% fee)	0.0%	3 months	17.9% APR Representative (Variable) Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200	Apply >
Halifax Balance Transfer Credit Card More Info	0% on balance transfers for 22 months - one of the longest 0% offers in the UK	0.0%	22 months (3.5% fee)	0.0%	3 months	17.9% APR Representative (Variable) Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200	Apply >
Virgin More Info	One of the longest 0% periods, plus get access to discounts on Virgin products	0.0%	for 20 months (2.99% fee)	0.0%	3 months	16.8% APR Representative (Variable) Based on an interest rate on Purchases of 16.8% and an example credit limit of £1,200	Apply >
Capital One World Mastercard More Info	5% cashback for 3 months (£100 maximum) and more widely accepted than AMEX	N/A	N/A	N/A	N/A	19.9% APR Representative (Variable) Based on an interest rate on Purchases of 19.94% and an example credit limit of £1,200	Apply >
Fluid More Info	0% on Balance Transfers for 16 months. New offer	0.0%	16 months (2.9% fee)	0.0%	3 months	16.9% APR Representative (Variable) Based on an interest rate on Purchases of 16.9% and an example credit limit of £1,200	Apply >
Halifax 20 Month Balance Transfer Card More Info	0% for 20 months on balances transferred to the card, one of the longest offers in the UK	0.0%	20 months (3% fee)	0.0%	3 months	16.9% APR Representative (Variable) Based on an interest rate on Purchases of 16.94% and an example credit limit of £1,200	Apply >
Capital One Classic More Info	Top Credit Builder. Credit limits up to £1,500, even if you've been rejected elsewhere	N/A	N/A	N/A	N/A	34.9% APR Representative (Variable)	Apply >
Santander 123 Credit Card More Info	Cashback on supermarket, department store and petrol spending. One of the leading cashback offers.	N/A	N/A	N/A	N/A	22.8% APR Representative (Variable) Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200 and an annual fee of £24	Apply >
Nationwide More Info	Lowest APR in this section of the market. Use it to earn commission free spending abroad.	0.0%	for 17 months (2.95% fee)	0.0%	3 months	15.9% APR Representative (Variable) Based on an interest rate on Purchases of 15.9% and an example credit limit of £1,200	Apply >

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Our credit card introduction, credit brokerage and credit intermediary services (excluding the Granite Card) are provided by Media Ingenuity Ltd trading as TotallyMoney. Media Ingenuity Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. The product information is obtained from independent sources and rates may vary depending on your financial circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice. We provide this service free of charge but may receive commission or payment from credit card issuers for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their products or services.

The Granite card is promoted by MI Money Ltd and issued by Vanquis Bank Limited. MI Money Ltd is a tied credit intermediary of Vanquis Bank Limited and promotes the Granite card exclusively in partnership with Vanquis Bank.

Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 2558509. Vanquis’ consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 532364). Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.

The Fluid credit card is promoted by MI Money Ltd and issued by MBNA Europe Bank Limited, a Bank of America company. MI Money Ltd is a tied credit intermediary of MBNA and promotes the Fluid card exclusively in partnership with MBNA.

MBNA can be contacted at its registered office at Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered number 2783251. MBNAs consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 0363167) and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

TotallyMoney is owned and operated by Media Ingenuity Ltd (company number 06205695). Trading Address: 3rd Floor, Holden House, 57 Rathbone Place, London, W1T 1JU. Registered Office: Eastcastle House, 27-28 Eastcastle Street, London, W1W 8DH. Registered in England and Wales.