Capital One Classic
  • The top card in this section of the market
  • Credit limits up to £1,500
  • Designed for people with weaker credit scores who have been rejected elsewhere

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10 star rating 34.9% APR
Granite
  • Designed for people with a poor credit rating, even those with past CCJs
  • Initial credit limits up to £500
  • Credit limits can increase every 4 months up to a maximum of £3,000

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8 star rating 34.9% APR
Barclaycard Initial
  • An ideal first credit card, with manageable credit limits from £250 - £1000
  • Suitable even if you have missed payments or have had CCJs over 12 months ago
  • Can help to build your credit rating. Now with 3 month introductory offer on purchases.

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7 star rating 29.9% APR
Aquis
  • Easy to manage initial credit limit of up to £1,000
  • Possible credit increases every 4 months up to £3,000
  • Can be used to build your credit rating

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6 star rating 29.8% APR
Vanquis
  • Specifically designed for poor credit scores
  • Higher APR than the Granite card, but offers higher credit limits of up to £1000
  • Open acceptance criteria - will consider people with cleared CCJs

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6 star rating 39.9% APR
aqua Card
  • Credit limits up to £1,600
  • Designed for people who have been rejected elsewhere
  • Will not accept applicants with CCJs in the last 12 months

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6 star rating 35.9% APR
Kalixa Prepaid Mastercard
  • Award winning prepaid card with no monthly fee
  • No FX fees when using abroad, plus two for one offer on tickets at viagogo
  • Set up fee of £4.95 applies

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2 star rating N/A

Our credit card introduction, credit brokerage and credit intermediary services (excluding the Granite Card) are provided by Media Ingenuity Ltd trading as TotallyMoney. Media Ingenuity Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. The product information is obtained from independent sources and rates may vary depending on your financial circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice. We provide this service free of charge but may receive commission or payment from credit card issuers for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their products or services.

The Granite card is promoted by MI Money Ltd and issued by Vanquis Bank Limited. MI Money Ltd is a tied credit intermediary of Vanquis Bank Limited and promotes the Granite card exclusively in partnership with Vanquis Bank.

Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 2558509. Vanquis’ consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 532364). Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.

The Fluid credit card is promoted by MI Money Ltd and issued by MBNA Europe Bank Limited, a Bank of America company. MI Money Ltd is a tied credit intermediary of MBNA and promotes the Fluid card exclusively in partnership with MBNA.

MBNA can be contacted at its registered office at Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered number 2783251. MBNAs consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 0363167) and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

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