Compare the UK’s Top Cashback and Rewards Credit Cards

		Bal. Transfers		Intro Purchases			Instant decision
	Overall Rating	Rate	Duration	Rate	Duration	Representative Example

Capital One World Mastercard More Info	5% cashback for 3 months (£100 maximum) and more widely accepted than AMEX	N/A	N/A	N/A	N/A	19.9% APR Representative (Variable) Based on an interest rate on Purchases of 19.94% and an example credit limit of £1,200	Apply >
Santander 123 Credit Card More Info	Cashback on supermarket, department store and petrol spending. One of the leading cashback offers.	N/A	N/A	N/A	N/A	22.8% APR Representative (Variable) Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200 and an annual fee of £24	Apply >
American Express Platinum Cashback More Info	Earn 2.5% cashback for 3 months, then 1.25% unlimited cashback	N/A	N/A	N/A	N/A	18.5% APR Representative (Variable) Based on an interest rate on Purchases of 14% and an example credit limit of £1,200 and an annual fee of £25	Apply >
Capital One Click Card More Info	Low rate card with rewards program designed for people who want a card for online shopping	N/A	N/A	N/A	N/A	9.9% APR Representative (Variable) Based on an interest rate on Purchases of 9.94% and an example credit limit of £1,200	Apply >
AA Balance Transfer Credit Card More Info	0% on balance transfer for the first 16 months and 0% on purchases for the first 3 months.	0.0%	for 16 months (2.9% fee)	0.0%	for 3 months	17.9% APR Representative (Variable) Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200	Apply >
AA More Info	0% on all Purchases for the first 10 months, and BTs for the first 12 months	0.0%	12 months (3% fee)	0.0%	10 months	16.9% APR Representative (Variable) Based on an interest rate on Purchases of 16.9% and an example credit limit of £1,200	Apply >
British Airways More Info	Earn air miles while you spend; excellent benefit scheme a competitive APR	N/A	N/A	N/A	N/A	19.9% APR Representative (Variable) Based on an interest rate on Purchases of 0% and an example credit limit of £1,200	Apply >
Virgin Atlantic Black Card More Info	Earn 6,000 Flying Club miles with your first purchase, and miles for everyday spending with the card	0.0%	for 6 months (2% fee)	N/A	N/A	18.9% APR Representative (Variable) Based on an interest rate on Purchases of 47.2% and an example credit limit of £1,200 and an annual fee of £140	Apply >
Virgin Atlantic White Card More Info	Earn 3,000 Flying Club miles with your first purchase, and miles for everyday spending with the card	0.0%	for 6 months (2% fee)	N/A	N/A	17.9% APR Representative (Variable) Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200	Apply >

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Our credit card introduction, credit brokerage and credit intermediary services (excluding the Granite Card) are provided by Media Ingenuity Ltd trading as TotallyMoney. Media Ingenuity Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. The product information is obtained from independent sources and rates may vary depending on your financial circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice. We provide this service free of charge but may receive commission or payment from credit card issuers for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their products or services.

The Granite card is promoted by MI Money Ltd and issued by Vanquis Bank Limited. MI Money Ltd is a tied credit intermediary of Vanquis Bank Limited and promotes the Granite card exclusively in partnership with Vanquis Bank.

Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 2558509. Vanquis’ consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 532364). Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.

The Fluid credit card is promoted by MI Money Ltd and issued by MBNA Europe Bank Limited, a Bank of America company. MI Money Ltd is a tied credit intermediary of MBNA and promotes the Fluid card exclusively in partnership with MBNA.

MBNA can be contacted at its registered office at Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered number 2783251. MBNAs consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 0363167) and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

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