Capital One Classic Credit Card

The best card to rebuild your credit rating

  • Approves more TotallyMoney users than any other card
  • Best card for poor credit. Credit limits up to £1,500, even if you've been rejected elsewhere
  • You will get a response to your application in 1 minute

Capital One Classic


Our Credit Card expert says: The Capital One Classic card has flexible acceptance criteria and is more likely to approve your application than almost any other card on the market. I think it’s the best credit card around if you have a low credit score

5 star rating   TotallyMoney rating: 5 stars  

Will I be accepted?
The Capital One Classic card has high approval rates and flexible acceptance criteria. It’s designed specifically for people with low credit scores

Show cards with more flexible acceptance criteria

Other top credit builders

Best card for bad credit. 0% Purchases until 1st Nov 2010. Exclusively available on TotallyMoney.

34.9%

typical APR

Best for OK credit profiles. Interest rate can shrink to 17.9% p.a.& rebuild your credit rating.

29.9%

typical APR

Can help you strengthen your credit score. Will not accept people with bad credit profiles.

29.9%

typical APR

Full Details
Balance Transfer Offer
Purchase Offer
APR Typical (Variable)
34.9%
Balance Transfer Handling Fee
Minimum Age
18 Years
Annual Fee
None
Card Issuer
Capital One Bank
Balance Transfer Limit
Subject to Status
Cash Advances
99% handling fee
Foreign Currency
99% commision fee
Card Benefits
1 page application; get a response in 1 minute; can help you improve your credit score


The product information is obtained from independent sources, rates may vary depending on your financial circumstances. Whilst we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice.