Bal. Transfers Intro Purchases   Instant decision  
Overall Rating Rate Duration Rate Duration Representative Example
Capital One World Mastercard
More Info
10 star rating
5% cashback for 3 months (£100 maximum) and more widely accepted than AMEX
N/AN/AN/AN/A
19.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 19.94% and an example credit limit of £1,200
Santander 123 Credit Card
More Info
9 star rating
Cashback on supermarket, department store and petrol spending. One of the leading cashback offers.
N/AN/AN/AN/A
22.8% APR
Representative (Variable)
Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200
and an annual fee of £24

Tesco Clubcard
More Info
8 star rating
Joint longest 0% offer in the UK, plus earn Clubcard points for everyday spending.
0.0%for 9 months
(2.9% fee)
0.0%15
months
16.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 16.9% and an example credit limit of £1,200
Virgin All Round Card
More Info
8 star rating
Offers 0% on balance transfers for 16 months and 0% on purchases for 6 months
0.0%for 16 months
(2.89% fee)
0.0%6
months
15.8% APR
Representative (Variable)
Based on an interest rate on Purchases of 15.8% and an example credit limit of £1,200
Halifax All in One
More Info
9 star rating
"All in one" card with a very competitive combined 0% offer
0.0%15 months
(3% fee)
0.0%15
months
17.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200
Virgin Credit Card
More Info
8 star rating
Over a year interest free on both purchases made with the card and balances transferred to it.
0.0%for 13 months
(2.89% fee)
0.0%13
months
18.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200
Barclaycard Platinum With Purchase
More Info
8 star rating
One of the longest combined 0% offers. 14 months on both Balance Transfers and Purchases
0.0%for 14 months
(2.9% fee)
0.0%14
months
18.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 18.9% and an example credit limit of £1,200
Bank of Scotland All in One
More Info
7 star rating
Allows you to both spend and balance transfer on the same card
0.0%for 12 months
(3% fee)
0.0%12
months
17.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 17.9% and an example credit limit of £1,200
Sainsbury’s – For Nectar card holders
More Info
6 star rating
For Sainsbury's shoppers with a Nectar card - 0% on purchases for the first 12 months
0.0%12
months
(3% fee)
0.0%12
months
16.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 16.9% and an example credit limit of £1,200
Sainsbury`s Nectar Credit Card
More Info
7 star rating
Earn Nectar points for everyday spending including double points on purchases at Sainsbury's
0.0%15
months
(3% fee)
0.0%6
months
16.9% APR
Representative (Variable)
Based on an interest rate on Purchases of 16.9% and an example credit limit of £1,200
12

Our credit card introduction, credit brokerage and credit intermediary services (excluding the Granite Card) are provided by Media Ingenuity Ltd trading as TotallyMoney. Media Ingenuity Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. The product information is obtained from independent sources and rates may vary depending on your financial circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider. We do not give financial advice. We provide this service free of charge but may receive commission or payment from credit card issuers for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their products or services.

The Granite card is promoted by MI Money Ltd and issued by Vanquis Bank Limited. MI Money Ltd is a tied credit intermediary of Vanquis Bank Limited and promotes the Granite card exclusively in partnership with Vanquis Bank.

Vanquis Bank can be contacted at its registered office at No. 1 Godwin Street, Bradford, West Yorkshire BD1 2SU. Registered number 2558509. Vanquis’ consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 532364). Vanquis Bank Limited is authorised and regulated by the Financial Services Authority.

The Fluid credit card is promoted by MI Money Ltd and issued by MBNA Europe Bank Limited, a Bank of America company. MI Money Ltd is a tied credit intermediary of MBNA and promotes the Fluid card exclusively in partnership with MBNA.

MBNA can be contacted at its registered office at Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered number 2783251. MBNAs consumer credit activities are licensed by the Office of Fair Trading (Consumer Credit Licence number 0363167) and MBNA’s general insurance activities are authorised and regulated by the Financial Services Authority.

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