| Virgin Money 15/3
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Best all-round card: zero interest on new purchases and balance transfers | 0.0% | 15
months | 0.0% | 3
months | 15.9% | Money-off deals on virgin products including holidays, wine, music, DVDs, car insurance |  | |
| MBNA Platinum
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0% interest on new purchases and balance transfers and no annual fee | 0.0% | 13
months | 0.0% | 3
months | 15.9% | Online banking and free 24 hour worldwide helpline. | | |
| Barclaycard Platinum (for Bal. Transfer) *FREE Gadget Insurance
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Highly flexible card, interest free period on purchases and balance transfers | 0.0% | 14
months | 0.0% | 3
months | 14.9% | Benefits include emergency help when travelling abroad; great holiday deals; travel service |  | |
| Egg Card
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Great option for combined balance transfer and new purchase use | 0.0% | 15
months | 0.0% | 3
months | 16.9% | Discounts at selected retailers; cashback on purchases with selected retailers online | | |
| Barclaycard OnePulse
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Oyster card, credit and cashless all in one card; competitive interest free deals | N/A | N/A | 0.0% | 6
months | 14.9% | Selected retailer discounts, emergency help when traveling abroad; holiday deals | | |
| Capital One Platinum
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Attractive combination of features, including 0% on purchases and balance transfers | 0.0% | 15
months | 0.0% | 15
months | 12.9% | Free Identity Theft Service | | |
| Halifax One Anniversary
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All in one credit card offering an excellent 0% purchase rate period | 0.0% | 10
months | 0.0% | 10
months | 15.9% | Manage your card online; Choice of 5 card colours | | |
| American Express Platinum Moneyback
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Earn money as you spend with this competitive cashback scheme | N/A | N/A | N/A | N/A | 18.9% | Earn 5% cashback for 1st 3 months, then up to 1.5% cashback with no limit | | |
| Capital One Platinum Low Rate Exclusive
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Attractive combination of features, including 0% on purchases and balance transfers | 0.0% | 10
months | 0.0% | 10
months | 9.9% | Free Identity Theft Service | | |
| Barclaycard Platinum (Low Rate Special)
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Fantastic low typical APR and great intro purchase rate | N/A | N/A | 0.0% | 3
months | 8.8% | Emergency help when traveling abroad, holiday deals with Barclay Travel Service | | |
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