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TotallyMoney and Lendable taking credit to the next Level

For immediate release

TotallyMoney, the credit app to help customers move their money forwards, launches new API integration with loan and credit card platform, Lendable.

●      The credit building Level card prioritises simplicity, flexibility and transparency

●      TotallyMoney’s API integration enables pre-approval and guaranteed rates, meaning that customers can apply with greater certainty

●      Those with CCJs and defaults may be accepted for the Level card, which if used responsibly can help customers increase their credit score

●      This integration comes at an exciting time for both businesses as Lendable now offers customers loans, credit cards and car finance, while TotallyMoney is rapidly approaching the 4 million customer mark.

Levelling the playing field

TotallyMoney’s API integration for Lendable’s Level credit card provides greater transparency as customers will be shown the APR they’ll get before application. In addition to this they can find out if they’re pre-approved for the offer, meaning a more personalised experience that helps them move towards their financial goals.

This is a stark contrast to the market norm where only 51% get the advertised APR. With the other 49% potentially receiving a higher and more expensive rate after being accepted.

This is the latest in a series of API integrations from TotallyMoney, as it continues to promote transparency through its work with lenders while developing its award-winning app and proprietary ranking algorithm, MatchFactor.

Simple, flexible and transparent

Through TotallyMoney’s credit app users can track their live report and score for free, forever and those who use their Level card responsibly, stay within their limit and make repayments on time may see their credit score improve.

With flexibility at its core, Level customers can add the card to their phone wallet, use it virtually, and manage spending and payments within the app.

As well as credit limits of up to £1,500, and guaranteed rates, the Level card comes with zero foreign usage fees. Those with CCJs and defaults who might traditionally be rejected for credit products are able to apply for the Level card, enabling them to rebuild their credit profile.

The Level app is already rated 4.9/5 on Apple’s App Store and 4.7/5 on Google’s Play Store from over 14,000 reviews as customers enjoy the transparent, simple approach.

Commenting on the integration, Chris Meurice, Chief Marketing Officer at Lendable says:

“Lendable’s goal is to provide customers with better financial products and integrating the Level credit card with TotallyMoney's simple API solution is the next important step as we bring further transparency and therefore control to customers in a market that is historically complicated and opaque.”

Qin Su, Commercial Director at TotallyMoney comments:

“At TotallyMoney, we’re on a mission to help everyone move their money forwards and this latest partnership takes us a step closer to that goal.

“We're proud to announce this API integration to bring the Level card to our service. Like TotallyMoney, Lendable works hard to ensure customers can harness the power of their own data to improve their own financial lives.

“Those with a not-so-perfect credit history have a new product that offers pre-approval and guaranteed rates. Customers will know their chance of being accepted and the APR they’re being offered. This improves lender-customer transparency and removes any post-acceptance surprises.

“TotallyMoney is the credit app built to help people move their money forward and achieve their financial goals. Working with lenders to make applying for credit clearer for customers is an essential part of this”

About Level / Lendable

●      Lendable is a platform that offers financial products that deliver transparency, simplicity and ease of use.

●      Guaranteed rates, preapprovals and high customer ratings underpin their 3 products: Lendable unsecured loans, Level credit cards and Autolend car finance agreements.

●      Rated 4.5 and above out of 5 across Google, Apple & Google app stores, Trustpilot and other independent review providers

●      Lendable has helped 500,000+ customers to date and growing


For more information, please contact the press team

About TotallyMoney

  • TotallyMoney is the credit app built to help people move forward and achieve their financial goals
  • It’s the only credit app that provides customers with their live credit score for free
  • Over 4 million customers have already signed up to TotallyMoney, and its service is rated 4.6/5 on TrustPilot
  • TotallyMoney is the UK’s 5th best financial services company to work for, with a 3 star accreditation that reflects ‘world class’ levels of workplace engagement

We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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