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The NatWest Credit Card
The NatWest Credit Card Image
International Fee
0 %
Rep % APR (variable)
9.9 % APR
  • 9.9% APR (variable) on purchases
  • 6.9% APR (variable) on balance transfers
  • No annual fee

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 9.9% p.a. (variable) your representative APR will be 9.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 9.9% p.a. (variable) your representative APR will be 9.9% APR (variable)

Santander Zero Credit Card
Santander Zero Credit Card Image
International Fee
0 %
Rep % APR (variable)
18.9 % APR
  • 0% foreign transactions fees when using the card abroad
  • 0% cash withdrawal fee anywhere in the world
  • No annual fee

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative APR will be 18.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative APR will be 18.9% APR (variable)

Virgin Money Travel Credit Card
Virgin Money Travel Credit Card Image
International Fee
0 %
Rep % APR (variable)
19.9 % APR
  • Absolutely no fees on overseas purchases
  • 0% interest on purchases for 12 months
  • 0% interest on balance transfers for 12 months

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

Santander All in One Credit Card
Santander All in One Credit Card Image
International Fee
0 %
Rep % APR (variable)
21.7 % APR
  • 0% for 30 months on balance transfers, then 15.9% p.a. (variable) (0% balance transfer fee)
  • 0% for 30 months on purchases, then 15.9% p.a. (variable)
  • 0.5% cashback on all purchases, no limits or caps
  • £3 monthly fee (£36 annual equivalent)

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 15.9% p.a. (variable) with an annual fee of £36 your representative APR will be 21.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 15.9% p.a. (variable) with an annual fee of £36 your representative APR will be 21.7% APR (variable)

Tandem Journey Card
Tandem Journey Card Image
International Fee
0 %
Rep % APR (variable)
24.9 % APR
  • Build up your credit history
  • Save money when you travel

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative APR will be 24.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative APR will be 24.9% APR (variable)

118 118 Credit Card - Exclusive Offer
118 118 Credit Card Image
International Fee
0 %
Rep % APR (fixed)
34.5 % APR
  • Exclusive Offer - Get £10 Cash Back after 3 months of staying under your limit with no missed payments
  • Monthly subscription fees starting from £8 (Dependent on your credit limit, maximum £17 a month)
  • No interest or fees other than the monthly subscription fee
  • No cash withdrawal fees

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 0% p.a. (fixed) with an annual fee of £204 your representative APR will be 34.5% APR (fixed)

If you spend £1,200 at a purchase interest rate of 0% p.a. (fixed) with an annual fee of £204 your representative APR will be 34.5% APR (fixed)

aqua Advance
aqua Advance Image
International Fee
0 %
Rep % APR (variable)
34.9 % APR
  • Could reduce interest rates to 19.9% in 3 years
  • Credit limit of up to £1,200
  • No fee on spending overseas
  • Unlimited access to your credit report with aqua Credit Checker

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 34.95% p.a. (variable) your representative APR will be 34.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 34.95% p.a. (variable) your representative APR will be 34.9% APR (variable)

Starwood Preferred Guest
Starwood Preferred Guest Image
International Fee
2.99 %
Rep % APR (variable)
39.7 % APR
  • Earn 3 points for virtually every full £1 spent on your Card
  • £75 annual fee

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £75 your representative APR will be 39.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £75 your representative APR will be 39.7% APR (variable)

American Express Platinum Charge Card
American Express Platinum Charge Card Image
International Fee
2.99 %
Rep % APR (variable)
n/a
  • 30,000 Membership Rewards points when you spend £2,000 in your first three months
  • Not a credit card - you must repay balance in full every month
  • Comprehensive worldwide travel insurance

Exclusive Offer

Exclusive to the TotallyMoney comparison platform. This offer may appear on sites that we power or advertise through, including MSN and Noddle.

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