Compare The UK’s Top Rewards Credit Cards

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M&S Bank Reward Plus Credit Card
M&S Bank Reward Plus Credit Card Image
Rep % APR (variable)
19.9 % APR
  • 0% on purchases for 6 months, then 19.9% p.a. (variable)
  • 0% on balance transfers for 6 months, available for 90 days from account opening (2.9% fee applies, minimum £5), then 19.9% p.a. (variable)
  • Double M&S points on all your M&S shopping for the first 12 months

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

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IHG® Rewards Club Credit Card
IHG® Rewards Club Credit Card Image
Rep % APR (variable)
18.9 % APR
  • Earn 10,000 IHG Rewards Club bonus points when you spend £200 in the first 3 months of opening your account
  • You’ll earn 1 point for every £1 you spend in the UK
  • You'll earn 2 points for every £1 you spend in an IHG location in the UK, and 2 points for every £1 you spend abroad

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative APR will be 18.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative APR will be 18.9% APR (variable)

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Royal Bank of Scotland Reward Credit Card
Royal Bank of Scotland Reward Credit Card Image
Rep % APR (variable)
23.7 % APR
  • Earn 1% Rewards in supermarkets (0.5% at their petrol stations),1% or more at MyRewards retailers and 0.5% everywhere else you shop
  • £24 annual fee (refunded when you have a Reward current account)

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

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Natwest Reward Credit Card
Natwest Reward Credit Card Image
Rep % APR (variable)
23.7 % APR
  • Earn 1% Rewards in supermarkets (0.5% at their petrol stations),1% or more at MyRewards retailers and 0.5% everywhere else you shop
  • £24 annual fee (refunded when you have a NatWest Reward current account)

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

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