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American Express Nectar Credit Card
American Express Nectar Credit Card Image
Rep % APR (variable)
28.2 % APR
  • Collect 20,000 Nectar bonus points when you spend and charge £2,000 to your Account in your first 3 months of Cardmembership
  • Collect 2 points for virtually every full £1 spent on the Card
  • Collect up to 4 points for virtually every full £1 spent at Nectar partners

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £25 your representative APR will be 28.2% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £25 your representative APR will be 28.2% APR (variable)

British Airways
British Airways Image
Rep % APR (variable)
22.9 % APR
  • 5,000 bonus Avios when spending £1,000 within the first 3 months of Cardmembership
  • Earn 1 Avios per £1 spent
  • Free ticket for a companion when you spend £20,000 in a year

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

American Express Platinum Charge Card
American Express Platinum Charge Card Image
Rep % APR (variable)
n/a
  • 30,000 Membership Rewards points when you spend £2,000 in your first three months
  • Not a credit card - you must repay balance in full every month
  • Comprehensive worldwide travel insurance
British Airways Premium Plus
British Airways Premium Plus Image
Rep % APR (variable)
76 % APR
  • 25,000 bonus Avios when spending £3,000 within the first 3 months of card membership
  • Earn up to 3 Avios per £1 spent
  • Free ticket for a companion when you spend £10,000 in a year

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £195 your representative APR will be 76% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £195 your representative APR will be 76% APR (variable)

American Express® Preferred Rewards Gold Credit Card
American Express® Preferred Rewards Gold Credit Card Image
Rep % APR (variable)
57.6 % APR
  • 20,000 bonus points when you spend £2,000 on your card in your first three months.
  • £140 annual fee (free for first year)
  • 1 Membership Rewards® point for virtually every £1 spent

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £140 your representative APR will be 57.6% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £140 your representative APR will be 57.6% APR (variable)

American Express Rewards Credit Card
American Express Rewards Credit Card Image
Rep % APR (variable)
22.9 % APR
  • No annual fee
  • 10000 bonus reward points (redeemed for a gift card worth £50) when you spend £1000 in your first three months
  • 1 rewards point for every £1 you spend

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

American Express Rewards Low Rate Credit Card
American Express Rewards Low Rate Credit Card Image
Rep % APR (variable)
9.9 % APR
  • Lowest APR 9.9% (standard rate) American Express credit card
  • No annual fee
  • 5,000 bonus reward points (redeemed for a gift card worth £25) when you spend £500 in your first three months

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 9.9% p.a. (variable) your representative APR will be 9.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 9.9% p.a. (variable) your representative APR will be 9.9% APR (variable)

M&S Bank Reward Plus Credit Card
M&S Bank Reward Plus Credit Card Image
Rep % APR (variable)
19.9 % APR
  • 0% on purchases for 6 months, then 19.9% p.a. (variable)
  • 0% on balance transfers for 6 months, available for 90 days from account opening (2.9% fee applies, minimum £5), then 19.9% p.a. (variable)
  • Double M&S points on all your M&S shopping for the first 12 months
  • £20 M&S reward voucher on your first spend

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative APR will be 19.9% APR (variable)

American Express Rewards Purchase Credit Card
American Express Rewards Purchase Credit Card Image
Rep % APR (variable)
22.9 % APR
  • 0% on purchases for 18 months then 22.9% APR
  • No annual fee
  • 1 rewards point for every £1 you spend

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative APR will be 22.9% APR (variable)

Royal Bank of Scotland Reward Credit Card
Royal Bank of Scotland Reward Credit Card Image
Rep % APR (variable)
23.7 % APR
  • Earn 1% Rewards in supermarkets (0.5% at their petrol stations),1% or more at MyRewards retailers and 0.5% everywhere else you shop
  • £24 annual fee (refunded when you have a Reward current account)

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

Natwest Reward Credit Card
Natwest Reward Credit Card Image
Rep % APR (variable)
23.7 % APR
  • Earn 1% Rewards in supermarkets (0.5% at their petrol stations),1% or more at MyRewards retailers and 0.5% everywhere else you shop
  • £24 annual fee (refunded when you have a NatWest Reward current account)

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) with an annual fee of £24 your representative APR will be 23.7% APR (variable)

Starwood Preferred Guest
Starwood Preferred Guest Image
Rep % APR (variable)
39.7 % APR
  • Earn 3 points for virtually every full £1 spent on your Card
  • £75 annual fee

Representative Example

Representative Example and Representative APR.

The Representative Example shows you the Purchase APR, Representative APR and credit limit you could be offered by this provider.

Your personal offer may be different to this so make sure you read the details of any offer a credit card company makes you.

Your representative APR is the annualised rate of interest you will be charged on any balances that incur interest charges. The Representative APR is the rate that has to be offered to 51% of customers applying for a card.

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £75 your representative APR will be 39.7% APR (variable)

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) with an annual fee of £75 your representative APR will be 39.7% APR (variable)

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