Representative APR (variable)
63.9 % APR
- Earn 15,000 bonus miles with your first card purchase within 90 days of account opening
- Earn 1.5 Flying Club miles for every £1 spent on card purchases
- Choose from an upgrade to Premium or a Companion ticket when you spend £10,000 in a year
- £160 Annual Fee
Features
- Earn 15,000 bonus miles with your first card purchase within 90 days of account opening
- Earn 1.5 Flying Club miles for every £1 spent on card purchases
- Choose from an upgrade to Premium or a Companion ticket when you spend £10,000 in a year
- 3 miles for every £1 spent direct with Virgin Atlantic or Virgin Holidays
- 0% interest for 6 months on balance and money transfers made within the first 60 days, then 22.9% (3% handling fee for transfers made within the first 60 days, then 5%)
- £160 Annual Fee
Eligibility
- Aged 18 years or over
- UK resident
- Have a UK bank or building society account
- Have good credit history
- Have an income of at least £7,000, or household income is at least £15,000
- Have not made a previous application for another credit card issued by Virgin Money in the last 6 months
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration6 monthsTransfer FeeTransfer Fee3 %
- Purchase OfferPurchase OfferIntro RateIntro Raten/aDurationDurationn/a
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers22.9 %PurchasesPurchases22.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£160Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum Income£7,000Overseas Transaction FeeOverseas Transaction Fee2.99 %