Back to cards

Virgin Atlantic Reward Plus Credit Card

Representative APR (variable)
63.9 % APR
  • Earn 15,000 bonus miles with your first card purchase within 90 days of account opening
  • Plus get an extra 10,000 miles when you apply on or before 28th February 2020 and spend £3,000 in the first 90 days
  • Earn 1.5 Flying Club miles for every £1 spent on card purchases
  • Choose from an upgrade to Premium or a Companion ticket when you spend £10,000 in a year
  • £160 Annual Fee
Check My Eligibility

Features

  • Earn 15,000 bonus miles with your first card purchase within 90 days of account opening
  • Plus get an extra 10,000 miles when you apply on or before 28th February 2020 and spend £3,000 in the first 90 days.
  • Earn 1.5 Flying Club miles for every £1 spent on card purchases
  • Choose from an upgrade to Premium or a Companion ticket when you spend £10,000 in a year
  • 3 miles for every £1 spent direct with Virgin Atlantic or Virgin Holidays
  • 0% interest for 6 months on balance and money transfers made within the first 60 days, then 22.9% (3% handling fee for transfers made within the first 60 days, then 5%)
  • £160 Annual Fee

Eligibility

  • Aged 18 years or over
  • UK resident
  • Have a UK bank or building society account
  • Have good credit history
  • Have an income of at least £7,000, or household income is at least £15,000
  • Have not made a previous application for another credit card issued by Virgin Money in the last 6 months

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card. Rates and duration can differ depending on individual circumstance
    Intro RateIntro RateThe lowest interest rate you will be charged over the balance transfer period on any balance transferred to the card depending on individual circumstance0 %
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card6 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance3 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe lowest interest rate you will be charged over the purchase period on any new spending on the card depending on individual circumstancen/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spendingn/a
  • Annual Interest RatesStandard APRsThe Annual Interest Rate is the lowest interest rate that you will be charged on different types of borrowing after the end of any introductory offers. However, you may be charged higher rates depending on individual circumstance.
    Balance TransfersBalance TransfersThe lowest interest rate you will be charged on balance transfer after the end of any introductory offers depending on individual circumstance.22.9 %
    PurchasesPurchasesThe lowest interest rate you will be charged on new spending after the end of any introductory offers depending on individual circumstance.22.9 %
    Cash WithdrawalsCash WithdrawalsThe lowest interest rate you will be charged on any cash withdrawals you make with the card depending on individual circumstance.27.9 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£160
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee5 %
    Minimum Age18 years
    Minimum Income£7,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %