23.9 % APR
- 0% interest on balance transfers for 23 months
- 0% interest on purchases for 20 months
- No annual fee
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You'll save 423
We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.
- 0% interest on balance transfers for 23 months, then 23.9% p.a. (variable) – 2.90% fee on transfers made in first 60 days, then 5.00%
- 0% interest on money transfers for 23 months, then 25.9% APR (variable) - 4.00% fee on transfers made in first 60 days, then 5.00%
- 0% interest on purchases for 20 months, then 23.9% p.a. (variable)
- Must be aged 18 or over
- Must be a UK resident
- Must have a UK bank or building society account
- Must have a good credit history
- Must have an annual income of 7,000, or household income of at least £15,000
- Must not be bankrupt or in an IVA
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration23 monthsTransfer FeeTransfer Fee2.9 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration20 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers23.9 %PurchasesPurchases23.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum Income£7,000Overseas Transaction FeeOverseas Transaction Fee2.99 %