Purchase offer duration
Representative APR (variable)
- 0% interest on balance transfers for 24 months
- 0% interest on purchases for 12 months
Calculate your savings
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Whats your current APR?
You'll save 264
We calculate the interest you would save by spending on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.
We assume that the purchase is made in the first month of opening the card.
- 0% interest on balance transfers for 24 months when made within 90 days of the account opening, then 19.95% p.a. (variable)
- 1.5% fee after refund applies on each balance transfer made in the first 90 days
- 3% fee applies on each balance transfer made after the first 90 days
- 0% interest on purchases for 12 months, then 19.95% p.a. (variable)
- Be 18 years or over
- Be a UK resident
- Be employed
- Have no CCJs or IVAs registered against you in the past five years
- Not have a Halifax credit card already
- Not have been declared bankrupt
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration24 monthsTransfer FeeTransfer Fee1.5 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration12 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers19.95 %PurchasesPurchases19.95 %Cash WithdrawalsCash Withdrawals19.95 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees3 %Minimum Age18 yearsMinimum Income£0Overseas Transaction FeeOverseas Transaction Fee2.95 %