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Use this form to check your eligibility today and to activate your Intelligent Alerts service

  • Safe: your credit rating is protected. We do look at your credit file, but our soft search is not visible to lenders.
  • Secure: we care about your privacy. We will never pass your details on to anyone else without asking you first.
  • Get an instant response: our eligibility check is quick and easy - start now
Please complete all required fields to continue.
First NameAs it appears on official documents such as a driving licence
Last NameAs it appears on official documents such as a birth certificate
DayExample: 01
MonthExample: 02
YearExample: 1985
What is your employment status?
What is your annual income before tax?
Income (before tax) helps personalise your results
Are you interested in an immediate cash advance?
Address
Residential status
Years at current address
YearsTo the nearest full year

By clicking “Get Your Results” I confirm that TotallyMoney may activate intelligent alerts, and therefore check and email me about my eligibility for credit products today and each month from now, and to send me information and credit product / service offers.
Our Privacy Policy explains how we use your information to find offers for you, how we may contact you (including via social media) and your rights (including how to unsubscribe). By clicking “Get Your Results” I confirm that I have read and accept the Privacy Policy and Terms and Conditions.
We never sell your personal data or allow third parties to market to you without your consent.

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FAQs

  • What will you do with my data?

    We only use your data to access your credit file. We use the same levels of security as banks, and the security of our service is verified by Verisign, one of the leading providers of online security. We will keep your data safe at all times. Your email address is used to send you your results and monthly eligibility update. If you opt in, we will also send you relevant product news, alerts and offers. You can unsubscribe from these at any time. We will never sell your data on or use it for 3rd party marketing purposes.

  • How do you use this information?

    We use the information you give us to find your file at the credit reference agency. We then do a soft search (see next section) and compare your details with the acceptance criteria of each individual card provider to see how likely you are to be offered that credit card.

  • How does this work?

    We do a soft search on your credit file. A soft search is like a quick peek at your credit file. It allows us to see the information we need in order to work out your eligibility for different cards. The great thing about a soft search is it doesn't have a negative impact on your credit rating because it can't be seen by potential lenders.

  • Can you guarantee I'll be accepted?

    Unfortunately not. We can predict with a high degree of accuracy your likelihood of being accepted, the final decision rests with the card provider based on your credit history and passing fraud and identity checks.

  • Will this impact my credit rating?

    No, a soft search has no impact on your credit rating. It will leave a footprint on your credit file (shown as a quotation or eligibility search) but this isn't visible to lenders and so doesn't affect your credit rating. In comparison, when you apply for a credit card a full search of your credit file takes place, which can be seen by other lenders. Lots of full credit searches cause concern for lenders who assume you are applying for a lot of different credit products.

  • Why not just apply to the card company directly?

    The credit card company will do a full search on your credit file, which is visible to other lenders, and if you’re rejected then it could harm your credit rating. A soft search is not visible to lenders and can’t damage your credit rating, plus it’s much quicker than completing a full credit card application.

  • What do 'pre-approved' and 'card approved' mean?

    In either case, there is no guarantee that you will be accepted. Both decisions are based on the information that you have provided and both are subject to you passing the lender's checks. Pre-approved means that if you are accepted you will get the card at the rate advertised. Card approved means that if you are accepted you will get the card, but could be offered a different rate to that advertised.