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granite Credit Card

Max Credit Limit
£1,000
Representative APR (variable)
34.9 % APR
  • For people with a poor credit rating, including those with past CCJs
  • Initial credit limits up to £1,000
  • You could get a credit limit increase after your 5th statement and further increases every 5 months, up to £4,000*^

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the cardn/a
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balancen/a
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spendingn/a
  • Representative % APRs (variable)Standard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers0.0 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers35.0 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card45.0 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£0
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Income£4,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %