Balance Transfer offer duration
29 months
Transfer Fee
3 %
Purchase offer duration
3 months
Representative APR (variable)
25.9 % APR
- 0% interest on balance transfers for 29 months
- 0% interest on purchases for 3 months
- No annual fee
Features
- 0% interest on balance transfers for 29 months, then 25.9% p.a. (variable)- 3.00% fee on transfers made in the first 60 days, then 5.00%
- 0% interest on purchases for 3 months, then 25.9% p.a. (variable)
- 0% interest on money transfers for 20 months, then 27.9% p.a. (variable) - 4.00% fee on transfers made in the first 60 days, then 5.00%
- No annual fee
Eligibility
- Must be aged 18 or over
- Must be a UK resident
- Must have a UK bank or building society account
- Must have a good credit history
- Must have an annual income of 7,000, or household income of at least £15,000
- Must not be bankrupt or in an IVA
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration29 monthsTransfer FeeTransfer Fee3 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration3 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers25.9 %PurchasesPurchases25.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum Income£7,000Overseas Transaction FeeOverseas Transaction Fee2.99 %