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Barclaycard Platinum 32 Month

Balance Transfer offer duration
32 months
Transfer Fee
0.63%
Representative APR (variable)
18.9 % APR
You'll save
£887
  • £20 cashback based upon a balance transfer of £500+ within first 60 days of account opening - offer ends on 6th Feb 2017
  • 0% interest on balance transfers for 32 months, then 18.9% APR (variable)
  • 3.5% balance transfer fee will be applied, reduced to 0.63% by a refund
  • 0% interest on purchases for 6 months, then 18.9% APR (variable)

See how much you'll save

Balance To TransferWhat is the value of the credit card balance(s) that you plan to transfer ?
Monthly RepaymentHow much of the balance do you plan to pay off in the average month?
Your Current % APRIf you are unsure then use 18% to see an average result

You'll save 887

See how we calculate this
Interest savedInterest savedThe interest saved over the length of the 0% deal compared to borrowing on a card with your current APR over the 0% period£906
Transfer feeTransfer feeThe one off handling fee that you will have to pay if you transfer a balance£19
Annual feeAnnual feeSome cards charge an annual fee, although the majority are fee free£0

You'll save

£887

We calculate the interest you would save by holding your balance on the new 0% interest card instead of your current card, taking into account the transfer fee, over the length of the 0% offer.

We assume you won’t do any spending on the card as this is usually charged at a different rate. For a full list of assumptions click here

Rates & Fees

  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the card0.00 %
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card32 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance0.63 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the card0.00 %
    DurationDurationThe length of time that you will be charged the introductory rate on new spending6 months
  • Representative % APRs (variable)Standard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.9 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.9 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card27.9 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee free£0
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee2.99 %
    Minimum Age18 years
    Minimum Income£20,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %