Balance Transfer offer duration
12 months
Transfer Fee
2.9 %
Purchase offer duration
12 months
Representative APR (variable)
27.9 % APR
- 0% interest on balance transfers for 12 months
- 0% interest on purchases for 12 months
- 0% interest on money transfers for 12 months
- No annual fee
Features
- 0% interest on balance transfers for 12 months, then 27.9% p.a. (variable) – 2.90% fee on transfers made in first 60 days, then 5.00%
- 0% interest on purchases for 12 months, then 27.9% p.a. (variable)
- 0% interest on money transfers for 12 months, then 27.9% APR (variable) - 4.00% fee on transfers made in first 60 days, then 5.00%
- No annual fee
Eligibility
- Must be aged 18 or over
- Must be a UK resident
- Must have a UK bank or building society account
- Must have a good credit history
- Must have an annual income of £7,000, or household income of at least £15,000
- Must not be bankrupt, in an IVA, have CCJs or defaults
Rates & Fees
- Balance Transfer OfferBalance Transfer OfferIntro RateIntro Rate0 %DurationDuration12 monthsTransfer FeeTransfer Fee2.9 %
- Purchase OfferPurchase OfferIntro RateIntro Rate0 %DurationDuration12 months
- Annual Interest RatesStandard APRsBalance TransfersBalance Transfers27.9 %PurchasesPurchases27.9 %Cash WithdrawalsCash Withdrawals27.9 %
- Other Key FactsAnnual FeeAnnual Fee£0Cash Advance FeesCash Advance Fees5 %Minimum Age18 yearsMinimum Income£7,000Overseas Transaction FeeOverseas Transaction Fee2.99 %