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    TotallyMoney is now totally live...

TotallyMoney is now totally live

TotallyMoney now shows every customer the latest version of their credit report, the moment they log in.

And because we believe everyone should have complete access to their financial data, we’re doing it for free.

In fact, TotallyMoney is now the only place people can get their live credit score and report for free.

It’s an incredibly exciting step on our journey towards making financial data free to access and easier to understand for our customers.

Know exactly where you stand

Millions of people are having to survive on lower incomes — a situation that’s only worsened over the last year*. That means they may have to be making daily trade-offs between what they can and can’t afford, struggling to pay bills, and spending their savings. When that’s the case, it’s essential to know where you stand financially, so you can make decisions with confidence.

When it comes to your finances, the sooner you act, the sooner you could see positive changes. Most apps only show you what your credit report looked like last month, which means you could end up waiting weeks to see the impact of your actions. Live reports can make it so much easier to understand your position, know what to do next, and see your progress.

And by working directly with lenders, we can also show customers the credit cards and loans they’re currently most eligible for, helping them get the best deal possible and avoid rejection.


TotallyMoney is now the only place customers can get their live credit score and report for free.


Spot fraud early

In 2020, more than £15 million was stolen as a result of application fraud†. That’s when someone opens an account in your name, without your permission.

When someone takes out a credit account in your name, the company carries out a check on your credit file. Your credit report shows everyone who’s searched for you, so it’s easy to spot suspicious activity.

What matters here is time. The faster you can spot a suspicious search, the faster you can act on it and report any fraud to the lender. Act fast and you can protect your credit score and make sure you don’t end up getting chased for money you never borrowed.

That’s why we’re so excited to give TotallyMoney customers their live reports. It lets you see searches earlier and deal with fraud faster. We think it’s a total game changer.

Breaking down financial barriers

Giving customers live access to their credit reports is just the latest way we’re making personal finance fairer.

It joins Credit Assistant and Score Analysis as ways we’re helping our customers understand their data and gain financial momentum.

And we’ll continue to break down the barriers holding back our customers over the course of 2021. We're giving people the power to own and manage their financial data in ways that were never previously possible, and we can’t wait to show you more.

Oh, and to celebrate live reports, we're bringing the TotallyMoney toads back to TV from April 19th. You can watch our toadally awesome new advert here.


* https://www.ifs.org.uk/uploads/BN298-The-effects-of-coronavirus-on-household-finances-and-financial-distress-1.pdf

https://www.ukfinance.org.uk/system/files/Fraud%20The%20Facts%202021-%20FINAL.pd

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We're on a mission to improve the UK's credit score and help people move on up to a better future.


TotallyMoney is an independent credit broker, not a lender. Our comparison service works with most leading lenders, covering the majority of the market. Though we may be paid a fee by lenders or brokers this never influences how our products are ranked.

We don't provide financial advice. Product information is obtained from independent sources and rates displayed may vary depending on your personal circumstances. While we make every effort to ensure that information is up to date, you should always confirm the terms of the offer with the product provider.

TotallyMoney is owned and operated by TotallyMoney Limited which is registered in England and Wales (Company Registration Number 06205695). TotallyMoney Limited is an Appointed Representative of TM Connect Limited, which is registered in England and Wales (Company Registration Number 06967012) and authorised and regulated by the Financial Conduct Authority in respect of consumer credit related activities (FCA FRN: 511936). Trading Address and Registered Office: Chapter House, 16 Brunswick Place, London N1 6DZ. Credit is available, subject to status, only to UK residents aged 18 or over.

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