Launching a new partner in less than one week

As part of our Partner GOALs Programme we’re committed to helping partners grow responsibly and quickly. In doing this, we can support our four million customers by delivering a wider range of even more personalised options.

We also pride ourselves on our agile technical capabilities and startup mentality. We’re able to move quickly, working collaboratively to create solutions that benefit our customers by helping them gain financial momentum. 

Our latest API integration, with affordable loan provider Fintern, is a great example of this, as we were able to launch in just four days.

Founded in 2020, Fintern is a digital consumer lender on a mission to expand access to low-cost personal finance and transform financial well-being. Through our partnership, we’ve been able to help Fintern on this mission, and provide another option to those often under-served by the industry. 

By working together we’re able to provide TotallyMoney customers with even greater transparency, offering eligibility checking and guaranteed rates for Fintern's loan products. Fintern also leverages the power of open banking to analyse a customer’s financial situation, resulting in more accurate lending decisions. 

Eligibility checking means customers will know their chances of acceptance before they apply, and guaranteed interest rates mean that customers will know exactly what they’ll need to pay back once accepted.

Features such as these ensure responsible growth for our partners, and allow our customers to find the right product when they need it. 

By integrating directly, Fintern is able to make use of our pre-API filters which allows them to optimise performance. We’re also supporting them by providing regular, actionable insights so they can make smarter, data-driven decisions. The result? They’re able to deliver an even better customer experience.

Working with partners in a collaborative, agile way means we can continue on our mission to help everyone move their finances forward.