Blog

  • Insight

    How we’re making it easier for customers to fix credit report errors

    By Jorge Bastos

    May 25th 2018
    If you’re reading this, most likely you have a TotallyMoney account and you have already checked your credit report and credit score. If you haven’t…
  • Insight

    An Introduction to Borrowing Power

    By TotallyMoney

    Mar 21st 2018
    Borrowing Power is unique to TotallyMoney. It’s one number to show how likely you are to be accepted when you apply for credit — and you won’t find it…
  • Insight

    We've made improvements. Now you can, too.

    By Nathan Levi

    Mar 12th 2018
    As part of our mission to make credit better, we want to give our customers all the tools they need to improve their credit status and get the best…
  • Insight

    Fresh thinking for customer success

    By Charlotte Magnall

    Feb 8th 2018
    In an economy where credit products are so readily available, it’s surprising how little we know about our own ability to get credit. If you asked any…
  • Insight

    No piece of cake getting a slice of the action

    By Nathan Levi

    Jan 29th 2018
    On Sunday, TotallyMoney’s 250,000th customer joined our service to get access to their free-forever credit report, Borrowing Power and best credit…
  • Insight

    Are we in Post-Peak Balance Transfer?

    By Qin Su

    Jan 17th 2018
    The length of interest-free balance transfers is falling. In September, the longest interest free period for Balance Transfer Offer was 43 months. At…
  • Insight

    Looker to the future of business intelligence

    By Damian Winter

    Jan 3rd 2018
    At a recent Data Disruptors Meetup, Looker CEO Frank Bien delivered an opening presentation about how the data landscape had changed over the past…
  • Insight

    Do customers really think in terms of cards or loans?

    By Tom Platt

    Nov 2nd 2017
    Visit any price comparison website and you will quickly be funnelled into a comparison of either credit cards or loans. They are treated entirely…
  • Insight

    Do Customers Really Think in Terms of Card or Loans?

    By Tom Platt

    Oct 8th 2017
    Visit any price comparison website, and you are quickly funnelled into a comparison of either credit cards or loans. They are treated entirely…
  • Insight

    Shining a Light into the Black Box of Credit Reference Agencies

    By Charlie Gordon

    Sep 8th 2017
    Back in the day (as recently as 30 years ago) how would a lender know whether to give someone money or not? From the borrower’s point of view, how…
  • Insight

    The Million-Pound Question: Could our Product Help Everyone? 

    By Anna Kuriakose

    Aug 7th 2017
    When I started at TotallyMoney three months ago, I was excited to be working again on products with a mass-market appeal. Some of my most enjoyable…
  • Insight

    Customers Can Now Track Their Credit Score Totally Live

    By Alastair Douglas

    Jul 25th 2017
    Today, the launch of our live credit score and credit report service has put more power into the hands of our customers. A TotallyMoney account can…
  • Insight

    2017 Credit Awards: How our customer contact innovation won us a gong

    By TotallyMoney

    May 19th 2017
    TotallyMoney.com recently won the Innovation in Customer Contact award at the 2017 Credit Awards. It always feels good to be recognised for your work…
  • Insight

    How technology is driving a fairer consumer credit market

    By Alastair Douglas

    Apr 24th 2017
    Consumer credit has been in a sorry state for too long. The market is opaque, often unfair, and slanted too heavily in lenders’ favour. It’s time for…
  • Insight

    Contact. Less is More

    By Alastair Douglas

    Mar 29th 2017
    Contactless payments are booming. According to a survey from the UK Cards Association, contactless transactions accounted for £25 billion in spending…
  • Insight

    A View on TV Marketing in 2017

    By Ben Reeves

    Feb 7th 2017
    My thoughts on TV marketing and its current state come from a direct response viewpoint so I’m sure some brand campaign managers might disagree. These…
  • Insight

    Are you aware of Section 75? It just saved a commuter £2,400 on his credit card

    By Oliver Wheaton

    Jan 26th 2017
    It’s a thought everyone who takes public transport has entertained: ‘Why am I paying so much when my train/bus is late all the time?’ One commuter…
  • Insight

    The UK’s first personal loan with a rate lower than 3% - How will it impact the market?

    By James Croft

    Jan 12th 2017
    Sainsbury’s Bank have cut their personal loan rates to below 3% - a first for UK personal loans - with a rate of 2.9% now available on loans between…
  • Insight

    Mind the Product conference 2016: How to succeed as a product manager

    By Jack Mitchell

    Dec 9th 2016
    Being a product manager is easy right? All we’ve got to do is ideate a list, prioritise that list and lastly execute said list. Here are the…
  • Insight

    Consumer confidence remains high, but millions still missing out on cheaper borrowing

    By Alastair Douglas

    Nov 28th 2016
    The latest consumer credit figures from the bba show that consumer credit is growing at 7.2%, the highest rate in a decade. It seems that consumer…