Terms & Conditions

The website www.totallymoney.com is owned and operated by Media Ingenuity Limited and Lead Market Limited, trading as TotallyMoney (TM). Both companies are part of the Media Ingenuity Group.

Totally Money’s loan, mortgage, pensions and insurance introduction services are provided by Lead Market Limited. For the purpose of our insurance introduction service, Lead Market Ltd is an Appointed Representative of MI Money Ltd who are authorised and regulated by the Financial Services Authority for insurance mediation activities only. Totally Money’s credit card, banking and debt management introduction services are provided by Media Ingenuity Limited.

These terms and conditions govern your use of the website content under the domain name www.totallymoney.com and other associated URLs (“the Site") and to any correspondence by email between TM and you. By using this Site you automatically agree to these terms and conditions of use.

1. Use of this site

The rights in the designs, pictures, logos, photographs and content of this site are owned by or licensed to TM. They are protected by copyright, trademarks and other intellectual property rights. You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of this site without the written permission of TM. You may view or print individual pages only for your own personal use.

2. Liability, Contents, and Advertisements

Although TM endeavours to ensure that the content on this website is accurate and up-to-date, no representation or warranty, express or implied, is made to its accuracy or completeness. TM cannot promise that this website will be uninterrupted or entirely error-free; being provided on an ‘as available’ basis, TM is not responsible if this website is unavailable for any reason beyond our control.

The contents of this web site should not be construed as professional advice, or recommendation of any product or service offered by the companies providing such products or services. TM aims to provide, as far as is possible, an independent assessment of all products described on this website at all times. We do not claim that any advice given on this site should be construed as professional, qualified financial advice; the content on this website should be used for information purposes only and should not be relied upon to make, or refrain from making, any decision; nor to take, or refrain from taking, any action. Any person entering into a contract with any product described on this website does so at their own risk. Qualified independent financial advice should be sought before entering into any contract for any of the products described on this site.

TM is in no way responsible for any information provided on any website or resource accessed through external links from the TM website. TM has no control over these external sites and resources, and TM in no way recommends, endorses or guarantees the validity of any content, information, advertising products, services or other materials provided on any third party websites or resources. TM is in no way responsible for any contract entered into with a third party through the use of the TM website. Any third party websites or resources accessed by external links from the TM website are subject to that party’s terms and conditions.

So far as it is permitted by law, TM, including its management and staff, disclaims liability for any loss, wasted expenditure, corruption or destruction of data, howsoever caused, arising directly or indirectly from the use and content of this website or any of the products described on this website, or from any content provided by third parties accessed through external links from this website. TM is in no way responsible for any loss, wasted expenditure or damages from your inability to use this site in the manner intended.

3. Data protection and privacy

Any details which you provide to us from which we can identify you are held and processed in accordance with our privacy policy.

4. Changes to the terms

TM may change the site or these terms at any time. If you use the site after TM has changed the terms you will be bound by the new terms.

5. Governing law and jurisdiction

These terms and your use of this site are governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the Courts of England and Wales.

6. Contact Details

These terms and your use of this site are governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the Courts of England and Wales. feedback@totallymoney.com

Our loan, credit brokerage and credit intermediary introduction services are provided by Lead Market Ltd trading as TotallyMoney. Lead Market Ltd is an independent credit broker and/or credit intermediary for the purposes of the Consumer Credit Act 1974. We do not provide any financial advice relating to loans or other products. The product information is obtained from independent sources and rates may vary depending on your circumstances. We provide this service free of charge but may receive commission or payment from credit brokers and credit intermediaries for introductions or assistance with preparatory work. Should you choose to proceed, our partners may charge you fees for their services.

Your personal information and data protection

Your personal details will be sent to a credit broker and/or credit intermediary, who will contact you by telephone and/or email to find out more about your requirements. From time to time, Lead Market Ltd and other companies in the Media Ingenuity Group may email you details of similar products and services that may interest you. If you do not want to receive further communications from us, please click the unsubscribe option on the email or contact feedback@totallymoney.com. We process your personal data in accordance with the terms of our privacy policy.

TotallyMoney is owned and operated by Media Ingenuity Ltd (company number 06205695). Trading Address: 3rd Floor, Holden House, 57 Rathbone Place, London, W1T 1JU. Registered Office: Eastcastle House, 27-28 EastCastle Street, London, W1W 8DH. Registered in England and Wales.

© 2012 Media Ingenuity Ltd. All rights reserved.