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Barclaycard Platinum 34 Month
Barclaycard Platinum 34 Month Image
Balance Transfer offer

0% for 34 months2.99 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.9 %

What's Good

  • Longest-ever 0% balance transfer deal
  • 0% on purchases for six months as well
  • Contactless payment technology means quick, secure tap and pay on small items

What's Bad

  • Some applicants will be offered a shorter deal subject to status
  • Only available to new Barclaycard customers
  • If you miss or are late with a payment you may lose your 0% deal

Top Features for Barclaycard Platinum 34 Month

  • 0% on balance transfers for 34 months
  • 0% on purchases for 6 months
  • Contactless payment technology for transactions under £20
  • No cash withdrawal fee on foreign transactions – but you will pay interest from the moment you take the cash out at a rate of 18.9% APR.
  • Standard rate after the introductory deals run out is 18.9% APR
  • A balance transfer fee of 3.5% will be applied, then reduced to 2.99% by a refund

Is this the right card for you?

To get this card you must
  • Be over 21
  • Have no history of bankruptcy
  • Have no CCJs or IVAs registered against you in the past five years
  • Have at least four years experience of managing credit cards, loans, overdrafts or a mortgage
  • Have had a permanent UK address for three months or more
  • Earn a regular income of more than £20,000 per year
  • Not have debt (excluding a mortgage) that exceeds 10% of your income
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card34 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.99 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending6 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.90 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.90 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card27.90 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee2.99 %
    Minimum Age18 years
    Minimum Income£20,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %
Halifax 32 Month Balance Transfer Card
Halifax 32 Month Balance Transfer Card Image
Balance Transfer offer

0% for 33 months2.80 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.9 %

What's Good

  • Pay 0% interest on balance transfers for 32 months
  • 0% on purchases for 6 months

What's Bad

  • Almost half of applicants will be offered a shorter 0% deal and a higher APR subject to status
  • Offer only available to new Halifax customers

Top Features for Halifax 32 Month Balance Transfer Card

  • 0% on balance transfers for 32 months
  • 0% on purchases for 6 months
  • Standard rate after the introductory period runs out is 18.9%
  • 2.65% transfer fee (a 3% fee will be applied, then reduced to 2.65% by a refund)
  • Only available online

Is this the right card for you?

To get this card you must
  • Be 18 years or over
  • Be a UK resident
  • Be employed
  • Not have been declared bankrupt
  • Have no CCJs or IVAs registered against you in the past five years
  • Not have a Halifax credit card already
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card33 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.80 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending6 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.95 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.94 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card18.95 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.95 %
Lloyds Bank Platinum 32 Month Card
Lloyds Bank Platinum 32 Month Card Image
Balance Transfer offer

0% for 33 months2.85 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.9 %

What's Good

  • One of the longest 0% balance transfer offers available
  • Pay 0% interest on purchases for six months

What's Bad

  • If you miss or are late with a payment you may lose your 0% deal

Top Features for Lloyds Bank Platinum 32 Month Card

  • 0% on balance transfers for 32 months
  • 2.8% balance transfer fee (a fee of 3.5% will be applied, then reduced to 2.8% by a refund)
  • 0% on purchases for 6 months

Is this the right card for you?

To get this card you must
  • Be over 18
  • Be a UK resident
  • Have no CCJs registered against you
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card33 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.85 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending6 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.94 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.94 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card18.94 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.95 %
Barclaycard Platinum 33 Month
Barclaycard Platinum 33 Month Image
Balance Transfer offer

0% for 33 months2.79 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.9 %

What's Good

  • Pay no interest on balance transfers for 33 months
  • 0% on purchases for six months
  • Contactless payment technology means quick, secure tap and pay on purchases £20 or under

What's Bad

  • Some applicants will be offered a shorter 0% deal and a higher APR depending on individual circumstance
  • Only available to new Barclaycard customers
  • If you miss or are late with a payment you may lose your 0% deal

Top Features for Barclaycard Platinum 33 Month

  • 0% on balance transfers for 33 months
  • 0% on purchases for 6 months
  • Standard rate after the introductory deals run out is 18.9% APR
  • A fee of 3.5% will be applied then reduced to 2.79% by a refund

Is this the right card for you?

To get this card you must
  • Be over 21
  • Have no history of bankruptcy
  • Have no CCJs or IVAs registered against you in the past five years
  • Have at least four years experience of managing credit cards, loans, overdrafts or a mortgage
  • Have had a permanent UK address for three months or more
  • Earn a regular income of more than £20,000 per year
  • Not have debt (excluding a mortgage) that exceeds 10% of your income
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card33 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.79 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending6 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.90 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.90 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card27.90 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee2.99 %
    Minimum Age18 years
    Minimum Income£20,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %
Tesco Clubcard Credit Card for Balance Transfers
Tesco Clubcard Credit Card for Balance Transfers Image
Balance Transfer offer

0% for 33 months2.90 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.9 %

Eligibility check
unavailable
Why?This provider hasn't given us enough information to allow us to accurately calculate your eligibility
Apply now

What's Good

  • 0% interest on balance transfers for 33 months
  • Get 5 Clubcard points for every £4 spent in Tesco stores and petrol stations, get 1 point for every £4 spent elsewhere
  • Get four times the value when you swap points for Clubcard rewards
  • No cash advance fee if using your Clubcard credit card to buy Tesco Travel Money

What's Bad

  • No balance transfers from other Tesco credit cards
  • Clubcard points could be devalued at any time

Top Features for Tesco Clubcard Credit Card for Balance Transfers

  • 0% on balance transfers for 33 months
  • 0% on purchases for 3 months
  • Purchase rate 18.9% APR
  • 2.75% non-sterling transaction fee

Is this the right card for you?

To get this card you must
  • Be over 18
  • Resident in the UK
  • Earn more than £5,000 a year
  • Have not applied for a Tesco Bank credit card in the past six months
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card33 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.90 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending3 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers20.63 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.94 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card24.94 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Income£5,000
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.75 %
Bank of Scotland 32 Month Platinum Card
Bank of Scotland 32 Month Platinum Card Image
Balance Transfer offer

0% for 32 months2.80 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.9 %

What's Good

  • Lengthy 0% period on balance transfers
  • Also offers 0% on purchases for 6 months

What's Bad

  • Transfer fee is charged at 3.5% of the balance transfer, 0.7% is then refunded to make the overall fee 2.8%
  • No balance transfers from Lloyds Bank cards

Top Features for Bank of Scotland 32 Month Platinum Card

  • 0% on balance transfers for 32 months
  • Balance transfer fee of 2.8%
  • 0% on purchases for 6 months

Is this the right card for you?

To get this card you must
  • Be over 18
  • Be a UK resident
  • Have no CCJs registered against you
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card32 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.80 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending6 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.95 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.94 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card18.95 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.95 %
MBNA Platinum 32 Month
MBNA Platinum 32 Month Image
Balance Transfer offer

0% for 32 months2.69 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.9 %

What's Good

  • Competitive 32 months 0% interest period on balances transfers
  • One of few cards to offer a long money transfer period, allowing transfers from the card to pay off non credit card debts
  • Contactless payments on purchases under £20

What's Bad

  • No transfers from other MBNA cards
  • 4% handling fee on money transfers

Top Features for MBNA Platinum 32 Month

  • 0% on balance transfers for 32 months
  • 0% on money transfers for 32 months (4% fee applies)
  • 0% on purchases for 3 months
  • No balance transfers from other MBNA cards
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card32 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance2.69 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending3 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers20.90 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.90 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card27.90 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee5.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %
HSBC Credit Card
HSBC Credit Card Image
Balance Transfer offer

0% for 30 months3.30 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.9 %

What's Good

  • More than two years 0% interest on balance transfers
  • Get up to 8% off holidays through the HSBC Travel Service
  • 24 hour worldwide assistance including emergency cash if your card is stolen
  • Home & Away privilege programme - discounts on car hire, wine and hotel rooms

What's Bad

  • Only available to existing HSBC current account customers
  • Balances can’t be transferred from other cards within the HSBC group
  • Almost half of applicants will be offered a shorter deal and higher APR subject to status

Top Features for HSBC Credit Card

  • 0% on balance transfers for 30 months
  • 0% on purchases for 3 months
  • Standard rate after the introductory deals run out is 18.9% APR
  • Cash transaction fee of 2.99%, minimum £3
  • 2.99% foreign loading fee if you use the card abroad
  • Cash advances charged at a rate of 23.9% APR to 24.7% APR
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card30 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance3.30 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending3 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.90 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.94 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card23.90 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee2.99 %
    Minimum Age18 years
    Minimum Income£8,500
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.99 %
Santander Long Term Balance Transfer Card
Santander Long Term Balance Transfer Card Image
Balance Transfer offer

0% for 29 months3.00 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.9 %

What's Good

  • Competitive 0% balance transfer offer of over two years
  • 0% on purchases for 3 months as well

What's Bad

  • No balance transfers from other Santander cards

Top Features for Santander Long Term Balance Transfer Card

  • 0% on balance transfers for 29 months (3% fee applies, minimum fee £5)
  • 0% on purchases for 3 months
  • Free protection against internet fraud

Is this the right card for you?

To get this card you must
  • Be over 18
  • Have no history of bankruptcy or CCJs
  • Have had a permanent UK address for three years or more
  • Earn a regular income of more than £7,500 per year
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card29 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance3.00 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending3 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.90 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.90 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card29.90 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Income£7,500
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.95 %
Bank of Scotland 28 Month Platinum Card
Bank of Scotland 28 Month Platinum Card Image
Balance Transfer offer

0% for 28 months1.50 % feeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 12 months

Representative APR (variable)

18.9 %

Eligibility check
unavailable
Why?This provider hasn't given us enough information to allow us to accurately calculate your eligibility
Apply now

What's Good

  • The combination of a lengthy 0% period with a low fee make this a great balance transfer card
  • Also offers 0% on purchases for 12 months

What's Bad

  • Some customers may be offered a shorter 0% period subject to status
  • No balance transfers from Bank of Scotland cards

Top Features for Bank of Scotland 28 Month Platinum Card

  • 0% on balance transfers for 28 months
  • Balance transfer fee reduced to 1.5%
  • 0% on purchases for 12 months

Is this the right card for you?

To get this card you must
  • Be over 18
  • Be a UK resident
  • Have no CCJs registered against you
  • Balance Transfer OfferBalance Transfer OfferSome cards offer a special introductory interest rate on balances transferred from another credit card
    Intro RateIntro RateThe interest rate you will be charged over the balance transfer period on any balance transferred to the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on any balance transferred to the card28 months
    Transfer FeeTransfer FeeThe one off handling fee that you will have to pay if you transfer a balance1.50 %
  • Purchase OfferPurchase OfferSome cards offer a special introductory interest rate on spending on the card
    Intro RateIntro RateThe interest rate you will be charged over the purchase period on any new spending on the cardn/a
    DurationDurationThe length of time that you will be charged the introductory rate on new spending12 months
  • Standard APRsStandard APRsThe interest rates that you will be charged on different types of borrowing after the end of any introductory offers
    Balance TransfersBalance TransfersThe interest rate that you will be charged on balance transfer after the end of any introductory offers18.95 %
    PurchasesPurchasesThe interest rate that you will be charged on new spending after the end of any introductory offers18.94 %
    Cash WithdrawalsCash WithdrawalsThe interest rate that you will be charged on any cash withdrawals you make with the card18.95 %
  • Other Key Facts
    Annual FeeAnnual FeeSome cards charge an annual fee, although the majority are fee freen/a
    Cash Advance FeesCash Advance FeesThe proportion of any cash withdrawal you make on the card that you will be charged as fee3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction FeeOverseas Transaction FeeThe proportion of any overseas transaction you make on the card that you will be charged as fee2.95 %

* Our credit card comparison services (excluding the Granite Card, Luma Card and Fluid Card) are provided by Media Ingenuity Limited trading as TotallyMoney.com. Media Ingenuity Limited is an appointed representative of MI Money Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN: 511936).