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Barclaycard Platinum 33 Month
Barclaycard Platinum 33 Month Image
Balance Transfer offer

0% for 33 months 2.89 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • Longest-ever 0% balance transfer deal
  • 0% on purchases for six months as well
  • Contactless payment technology means quick, secure tap and pay on small items

What's Bad

  • Some applicants will be offered a shorter deal subject to status
  • Only available to new Barclaycard customers
  • If you miss or are late with a payment you may lose your 0% deal

Top Features for Barclaycard Platinum 33 Month

  • 0% on balance transfers for 33 months
  • 0% on purchases for 6 months
  • Contactless payment technology for transactions under £20
  • No cash withdrawal fee on foreign transactions – but you will pay interest from the moment you take the cash out at a rate of 18.9% APR.
  • Standard rate after the introductory deals run out is 18.9% APR
  • A balance transfer fee of 3.5% will be applied, then reduced to 2.89% by a refund

Is this the right card for you?

To get this card you must
  • Be over 21
  • Have no history of bankruptcy
  • Have no CCJs or IVAs registered against you in the past five years
  • Have at least four years experience of managing credit cards, loans, overdrafts or a mortgage
  • Have had a permanent UK address for three months or more
  • Earn a regular income of more than £20,000 per year
  • Not have debt (excluding a mortgage) that exceeds 10% of your income
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 33 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.89 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.90 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.90 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 27.90 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 2.99 %
    Minimum Age18 years
    Minimum Income£20,000
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.99 %
Halifax 32 Month Balance Transfer Card
Halifax 32 Month Balance Transfer Card Image
Balance Transfer offer

0% for 32 months 2.65 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • Pay 0% interest on balance transfers for 32 months
  • 0% on purchases for 6 months

What's Bad

  • Almost half of applicants will be offered a shorter 0% deal and a higher APR subject to status
  • Offer only available to new Halifax customers

Top Features for Halifax 32 Month Balance Transfer Card

  • 0% on balance transfers for 32 months
  • 0% on purchases for 6 months
  • Standard rate after the introductory period runs out is 18.9%
  • 2.7% transfer fee (a 3% fee will be applied, then reduced to 2.7% by a refund)
  • Only available online

Is this the right card for you?

To get this card you must
  • Be 18 years or over
  • Be a UK resident
  • Be employed
  • Not have been declared bankrupt
  • Have no CCJs or IVAs registered against you in the past five years
  • Not have a Halifax credit card already
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 32 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.65 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.95 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.95 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 18.95 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.95 %
Bank of Scotland 32 Month Platinum Card
Bank of Scotland 32 Month Platinum Card Image
Balance Transfer offer

0% for 32 months 3.50 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • Pay 0% interest on balance transfers for over two years
  • Pay 0% interest on purchases for 6 months

What's Bad

  • No balance transfers from other Bank of Scotland or Halifax cards
  • Almost half of applicants will be offered a shorter balance transfer period and a higher APR subject to status

Top Features for Bank of Scotland 32 Month Platinum Card

  • 0% on balance transfers for 32 months
  • 0% on purchases for 6 months
  • Protection against online fraud
  • Transfers and payments made via Faster Payments
  • Standard rate of 18.9% APR

Is this the right card for you?

To get this card you must
  • Be 18 years or over
  • Be a UK resident
  • Be employed
  • Not have been declared bankrupt
  • Have no CCJs or IVAs registered against you in the past five years
  • Not have a Bank of Scotland credit card already
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 32 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 3.50 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.90 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.95 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 18.90 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.95 %
Lloyds Bank Platinum 32 Month Card
Lloyds Bank Platinum 32 Month Card Image
Balance Transfer offer

0% for 32 months 2.80 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • One of the longest 0% balance transfer offers available
  • Pay 0% interest on purchases for six months

What's Bad

  • If you miss or are late with a payment you may lose your 0% deal

Top Features for Lloyds Bank Platinum 32 Month Card

  • 0% on balance transfers for 32 months
  • 2.8% balance transfer fee (a fee of 3.5% will be applied, then reduced to 2.8% by a refund)
  • 0% on purchases for 6 months

Is this the right card for you?

To get this card you must
  • Be over 18
  • Be a UK resident
  • Have no CCJs registered against you
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 32 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.80 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.94 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.94 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 18.94 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.95 %
Barclaycard Platinum 32 Month
Barclaycard Platinum 32 Month Image
Balance Transfer offer

0% for 32 months 2.64 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • Pay no interest on balance transfers for over two years
  • 0% on purchases for six months
  • Contactless payment technology means quick, secure tap and pay on purchases £20 or under

What's Bad

  • Some applicants will be offered a shorter 0% deal and a higher APR depending on individual circumstance
  • Only available to new Barclaycard customers
  • If you miss or are late with a payment you may lose your 0% deal

Top Features for Barclaycard Platinum 32 Month

  • 0% on balance transfers for 32 months
  • 0% on purchases for 6 months
  • Standard rate after the introductory deals run out is 18.9% APR
  • A fee of 3.5% will be applied then reduced to 2.64% by a refund

Is this the right card for you?

To get this card you must
  • Be over 21
  • Have no history of bankruptcy
  • Have no CCJs or IVAs registered against you in the past five years
  • Have at least four years experience of managing credit cards, loans, overdrafts or a mortgage
  • Have had a permanent UK address for three months or more
  • Earn a regular income of more than £20,000 per year
  • Not have debt (excluding a mortgage) that exceeds 10% of your income
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 32 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.64 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.90 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.90 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 27.90 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 2.99 %
    Minimum Age18 years
    Minimum Income£20,000
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.99 %
Tesco Clubcard Credit Card for Balance Transfers
Tesco Clubcard Credit Card for Balance Transfers Image
Balance Transfer offer

0% for 32 months 2.90 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.90 %

Eligibility check
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What's Good

  • 0% interest on balance transfersfor 32 months
  • Get 5 Clubcard points for every £4 spent in Tesco stores and petrol stations, get 1 point for every £4 spent elsewhere
  • Get four times the value when you swap points for Clubcard rewards
  • No cash advance fee if using your Clubcard credit card to buy Tesco Travel Money

What's Bad

  • No balance transfers from other Tesco credit cards
  • Clubcard points could be devalued at any time

Top Features for Tesco Clubcard Credit Card for Balance Transfers

  • 0% on balance transfers for 32 months
  • 0% on purchases for 3 months
  • Purchase rate 18.9% APR
  • 2.75% non-sterling transaction fee

Is this the right card for you?

To get this card you must
  • Be over 18
  • Resident in the UK
  • Earn more than £5,000 a year
  • Have not applied for a Tesco Bank credit card in the past six months
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 32 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.90 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 3 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 20.63 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 20.63 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 24.94 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Income£5,000
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.75 %
Sainsbury's Nectar Balance Transfer Credit Card
Sainsbury's Nectar Balance Transfer Credit Card Image
Balance Transfer offer

0% for 31 months 2.89 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • Pay 0% interest on balances transferred to the card for 31 months
  • Pay 0% interest on purchases for 6 months
  • Double points on all Sainsbury's shopping

What's Bad

  • Only earn 1 Nectar point per £5 spent outside of Sainsbury's so only get this card if you regularly shop at Sainsbury's
  • Have to work very hard to get earnings that are competitive with cashback cards
  • If you miss or are late with a payment you may lose your 0% deal
  • The 2.89% balance transfer fee is only valid for the first 3 months, after that the fee is charged at 3%

Top Features for Sainsbury's Nectar Balance Transfer Credit Card

  • To earn the 10 points per pound Sainsbury’s advertise you have to use your standard Nectar loyalty card in conjunction with your Sainsbury’s Nectar Credit Card.
  • 0% on balance transfers for 31 months
  • 0% on purchases for 6 months
  • Standard APR is 18.9%

Is this the right card for you?

To get this card you must
  • Be over 18
  • Have a permanent UK address
  • Not have been declined credit in the last month
  • Have no history of bad debt
  • Not already have a Sainsbury's Bank credit card
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 31 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.89 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.95 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.95 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 25.95 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.75 %
Halifax 30 Month Balance Transfer Card
Halifax 30 Month Balance Transfer Card Image
Balance Transfer offer

0% for 30 months 2.50 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 6 months

Representative APR (variable)

18.90 %

What's Good

  • Pay 0% interest on balance transfers for 30 months
  • 0% for 6 months on purchases

What's Bad

  • Almost half of applicants will be offered a shorter 0% deal and higher APR subject to status
  • Offer only available to new Halifax customers

Top Features for Halifax 30 Month Balance Transfer Card

  • 0% on balance transfers for 30 months
  • 0% on purchases for 6 months
  • Purchase rate 18.95% APR
  • Only available online, not in branch
  • Balance transfer fee of 2.5%

Is this the right card for you?

To get this card you must
  • Be 18 years or over
  • Be a UK resident
  • Be employed
  • Not have been declared bankrupt
  • Have no CCJs or IVAs registered against you in the past five years
  • Not have a Halifax credit card already
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 30 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 2.50 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 6 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.95 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.95 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 18.95 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Incomen/a
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.95 %
HSBC Credit Card
HSBC Credit Card Image
Balance Transfer offer

0% for 30 months 3.30 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.90 %

What's Good

  • More than two years 0% interest on balance transfers
  • Get up to 8% off holidays through the HSBC Travel Service
  • 24 hour worldwide assistance including emergency cash if your card is stolen
  • Home & Away privilege programme - discounts on car hire, wine and hotel rooms

What's Bad

  • Only available to existing HSBC current account customers
  • Balances can’t be transferred from other cards within the HSBC group
  • Almost half of applicants will be offered a shorter deal and higher APR subject to status

Top Features for HSBC Credit Card

  • 0% on balance transfers for 30 months
  • 0% on purchases for 3 months
  • Standard rate after the introductory deals run out is 18.9% APR
  • Cash transaction fee of 2.99%, minimum £3
  • 2.99% foreign loading fee if you use the card abroad
  • Cash advances charged at a rate of 23.9% APR to 24.7% APR
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 30 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 3.30 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 3 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.90 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.90 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 23.90 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 2.99 %
    Minimum Age18 years
    Minimum Income£8,500
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.99 %
Santander Long Term Balance Transfer Card
Santander Long Term Balance Transfer Card Image
Balance Transfer offer

0% for 29 months 3.00 % fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance

Purchase offer

0% for 3 months

Representative APR (variable)

18.90 %

What's Good

  • Competitive 0% balance transfer offer of over two years
  • 0% on purchases for 3 months as well

What's Bad

  • No balance transfers from other Santander cards

Top Features for Santander Long Term Balance Transfer Card

  • 0% on balance transfers for 29 months (3% fee applies, minimum fee £5)
  • 0% on purchases for 3 months
  • Free protection against internet fraud

Is this the right card for you?

To get this card you must
  • Be over 18
  • Have no history of bankruptcy or CCJs
  • Have had a permanent UK address for three years or more
  • Earn a regular income of more than £7,500 per year
Will you get this card?

Find your likelihood of acceptance based on your credit file.

Check your eligibility
  • Balance Transfer Offer Balance Transfer Offer Some cards offer a special introductory interest rate on balances transferred from another credit card
    Intro Rate Intro Rate The interest rate you will be charged over the balance transfer period on any balance transferred to the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on any balance transferred to the card 29 months
    Transfer Fee Transfer Fee The one off handling fee that you will have to pay if you transfer a balance 3.00 %
  • Purchase Offer Purchase Offer Some cards offer a special introductory interest rate on spending on the card
    Intro Rate Intro Rate The interest rate you will be charged over the purchase period on any new spending on the card n/a
    Duration Duration The length of time that you will be charged the introductory rate on new spending 3 months
  • Standard APRs Standard APRs standardAprs
    Balance Transfers Balance Transfers The interest rate that you will be charged on balance transfer after the end of any introductory offers 18.90 %
    Purchases Purchases The interest rate that you will be charged on new spending after the end of any introductory offers 18.90 %
    Cash Withdrawals Cash Withdrawals The interest rate that you will be charged on any cash withdrawals you make with the card 29.90 %
  • Other Key Facts
    Annual Fee Annual Fee Some cards charge an annual fee, although the majority are fee free n/a
    Cash Advance Fees Cash Advance Fees The proportion of any cash withdrawal you make on the card that you will be charged as fee 3.00 %
    Minimum Age18 years
    Minimum Income£7,500
    Overseas Transaction Fee Overseas Transaction Fee The proportion of any overseas transaction you make on the card that you will be charged as fee 2.95 %