Employers should offer financial advice to employees announced the Chartered Institute of Personnel and Development (CIPD) yesterday. It turns out that 59% of us are struggling financially, which could cause stress and anxiety-related under-performance at work. And last year the CIPD found that stress was the number one cause of long-term sickness absence in their Absence… Read more »

Identity theft continues to rise year on year. According to Crimestoppers, identity crime cost the UK economy £2.7 billion last year, and 7% of British people have been victims of this type of fraud. Stealing a person’s identity is usually done for some type of financial gain. For example: Diverting your money into another account… Read more »

Disposable income is at it’s lowest level in 9 years, says the Office for National Statistics (ONS) in a report on the economic position of households released on Tuesday. While this comes as no surprise to the British public, it does explain why so many of us have been struggling financially; supposedly we’ve only had about £280… Read more »

Are you on the best deal when it comes to your energy bills? Are you sure? Despite constant reminders by financial experts to switch our tariff or providers many of us would rather make do. But with times so tough economically it’s important to make savings where you can. So should I switch? The answer… Read more »

What a week for banking! Not only did the Co-operative buy 632 bank branches from Lloyds, but it’s also been a hot topic here on the TotallyMoney site. Cliff told us how it’s possible to use 0% money transfers to pay off debt, Emma-Lou explained the differences between ethical and traditional banks and Penny walked us… Read more »