Employers should offer financial advice to employees announced the Chartered Institute of Personnel and Development (CIPD) yesterday. It turns out that 59% of us are struggling financially, which could cause stress and anxiety-related under-performance at work. And last year the CIPD found that stress was the number one cause of long-term sickness absence in their Absence… Read more »
Shopping disaster? How to get refunded.Shopping disaster? Unwanted gift? Faulty items? This is January so it's time to review and retur
Shopping disaster? How to get refunded.
80% of households are underinsured
Are you due an ATM refund?
The best credit cards for the sales
Identity theft continues to rise year on year. According to Crimestoppers, identity crime cost the UK economy £2.7 billion last year, and 7% of British people have been victims of this type of fraud. Stealing a person’s identity is usually done for some type of financial gain. For example: Diverting your money into another account… Read more »
Disposable income is at it’s lowest level in 9 years, says the Office for National Statistics (ONS) in a report on the economic position of households released on Tuesday. While this comes as no surprise to the British public, it does explain why so many of us have been struggling financially; supposedly we’ve only had about £280… Read more »
Your trips abroad will be a great deal cheaper and safer with the right credit card! After months of relentless rain, the sun is finally shining and Britain is drying out from the wettest early summer in more than a century. What’s more, with the school holidays now upon us, millions of Brits are jetting… Read more »
At a time when all other household bills seem to be constantly rising it’s nice to know that the cost of keeping a roof over your head is coming down. Those who are on a standard variable rate loan are laughing all the way to the bank. But the question of when the base rate… Read more »
Are you on the best deal when it comes to your energy bills? Are you sure? Despite constant reminders by financial experts to switch our tariff or providers many of us would rather make do. But with times so tough economically it’s important to make savings where you can. So should I switch? The answer… Read more »
UK Police have warned that there may be a rise in cash machine crime around the Olympics, with visitors and tourists being targeted. The Dedicated Cheque and Plastic Crime Unit are aware of a number of scams, and believe that over 90% of these crimes are carried out by members of organised gangs. It’s important… Read more »
What a week for banking! Not only did the Co-operative buy 632 bank branches from Lloyds, but it’s also been a hot topic here on the TotallyMoney site. Cliff told us how it’s possible to use 0% money transfers to pay off debt, Emma-Lou explained the differences between ethical and traditional banks and Penny walked us… Read more »
There is a revolution going on in banking. While up until just a very short time ago you were statistically more likely to get divorced than change who you bank with (see A Tale of Two Banks) today a smart switch can make all the difference to your hard-earned money. Ethical banks are seeing a… Read more »
The peer-to-peer, or P2P, lending market is still relatively small in the UK, but it has recently topped £250 million. If you haven’t heard of it before, P2P platforms are places where individuals can lend money to other individuals, or businesses, hoping to make a profit on their lending. What’s in it for a lender?… Read more »