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	<title>Comments for TotallyMoney News</title>
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	<link>http://www.totallymoney.com/news</link>
	<description>The best personal finance news online</description>
	<lastBuildDate>Mon, 15 Mar 2010 11:11:50 +0000</lastBuildDate>
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		<title>Comment on Credit card write-off loophole claims frozen by waker 123</title>
		<link>http://www.totallymoney.com/news/index.php/2009/05/credit-card-write-off-loophole-claims-frozen/comment-page-1/#comment-5630</link>
		<dc:creator>waker 123</dc:creator>
		<pubDate>Mon, 15 Mar 2010 11:11:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=302#comment-5630</guid>
		<description>I would not like to guess if it is a rip off or not , the only thing i can say is in my experiance Cartel Client review did exactly what they said they would for me , they took a leading car company to task over a car credit agreement and settled the debt  , In doing so they saved me circa 20k and a load of hassle , but you have got to be realistic and very patient it took 13 months for the car company to agree that they were in the wrong .</description>
		<content:encoded><![CDATA[<p>I would not like to guess if it is a rip off or not , the only thing i can say is in my experiance Cartel Client review did exactly what they said they would for me , they took a leading car company to task over a car credit agreement and settled the debt  , In doing so they saved me circa 20k and a load of hassle , but you have got to be realistic and very patient it took 13 months for the car company to agree that they were in the wrong .</p>
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		<title>Comment on Brits get savvy as holiday season approaches by Jim Nariel</title>
		<link>http://www.totallymoney.com/news/index.php/2010/03/brits-get-savvy-as-holiday-season-approaches/comment-page-1/#comment-5609</link>
		<dc:creator>Jim Nariel</dc:creator>
		<pubDate>Thu, 11 Mar 2010 22:25:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=3450#comment-5609</guid>
		<description>Obsolutley - not going to miss my holiday away to California</description>
		<content:encoded><![CDATA[<p>Obsolutley &#8211; not going to miss my holiday away to California</p>
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		<title>Comment on eBay frenzy as undated 20p sells for £8k by julie</title>
		<link>http://www.totallymoney.com/news/index.php/2009/07/ebay-frenzy-as-undated-20p-sells-for-8k/comment-page-3/#comment-5604</link>
		<dc:creator>julie</dc:creator>
		<pubDate>Thu, 11 Mar 2010 11:04:40 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=713#comment-5604</guid>
		<description>hi i have a undated 20p coin open to offers email heath66@hotmail.com</description>
		<content:encoded><![CDATA[<p>hi i have a undated 20p coin open to offers email <a href="mailto:heath66@hotmail.com">heath66@hotmail.com</a></p>
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		<title>Comment on Save A Massive £90,000 And Protect Your Family by ghoon</title>
		<link>http://www.totallymoney.com/news/index.php/2010/03/save-a-massive-90000-and-protect-your-family/comment-page-1/#comment-5601</link>
		<dc:creator>ghoon</dc:creator>
		<pubDate>Wed, 10 Mar 2010 07:30:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=3351#comment-5601</guid>
		<description>i am one of them who can&#039;t get an insurance to protect my family because i have diabetes and hypertension so the insurance companies are declining my application. i wonder if u can find a solution to my problem. what do i do to protect my family</description>
		<content:encoded><![CDATA[<p>i am one of them who can&#8217;t get an insurance to protect my family because i have diabetes and hypertension so the insurance companies are declining my application. i wonder if u can find a solution to my problem. what do i do to protect my family</p>
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		<title>Comment on The UK’s Top Ten Benefit Scandals by Donald Merritt</title>
		<link>http://www.totallymoney.com/news/index.php/2009/05/the-uks-top-ten-benefit-scandals/comment-page-1/#comment-5596</link>
		<dc:creator>Donald Merritt</dc:creator>
		<pubDate>Tue, 09 Mar 2010 17:15:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=342#comment-5596</guid>
		<description>6o years ago &quot;benefits&quot; were what you needed not money.
As children we went to the Co-Op to get our yearly clothes allocation.
40 years ago if you had no work you went to the Labour Exchange to get work every working day. If no work was available you could claim benefits. If you didn&#039;t go to the Labour Exchange you got no benefits.
Then to save money, don&#039;t laugh, you only needed to go to the Labour Exchange once a week to register and get your money.
Then they sent you your money and you just went there on your prescribed day and hour. Now it was easy to get a job on the LUMP. 
 Then you could just phone a say you were unwell if you were stuck on your &quot;private job&quot; or claim you could afford the fare. 
Then it was obvious that people were going there from work and then going back to work not even bothering to take off their working clothes.
I knew someone who got caught working 3 times and each time he said he was working for nothing. Nothing happened to him. There was 2m job vacancies and he was a fit 24 year old.
I had a chap who worked for me who went on the dole (often). I phoned him up and offered him some work. How long for, he asked. Like last time I said. Two weeks and could end up two years again. Can you guarantee me at least 14 weeks he asked. I said no. He said it&#039;s not worth me coming off benefits then. That was about 15-20 years ago. 25 or so years ago I had a chap who reluctantly stopped working for me. His wife was pregnant and having lots of trouble which caused him to lose a days work each week. He travelled 25 miles to work (50 a day). He said I&#039;m sorry but I cant afford to work. If I go on benefits and work one day private I will be better off. That&#039;s what he did. 
The system stinks and no one responsible for paying out the benefits could care how much and to whom. There is no help to help those in need but all the help to help the feckless and lazy.
Particularly with this government, who depend on their votes, expect no change for the better.
We pay benefits to millions who have put nothing into the pot including 100,000s not even been in the country and including millions of foreigners. But you try getting something if you have worked most of your life??????</description>
		<content:encoded><![CDATA[<p>6o years ago &#8220;benefits&#8221; were what you needed not money.<br />
As children we went to the Co-Op to get our yearly clothes allocation.<br />
40 years ago if you had no work you went to the Labour Exchange to get work every working day. If no work was available you could claim benefits. If you didn&#8217;t go to the Labour Exchange you got no benefits.<br />
Then to save money, don&#8217;t laugh, you only needed to go to the Labour Exchange once a week to register and get your money.<br />
Then they sent you your money and you just went there on your prescribed day and hour. Now it was easy to get a job on the LUMP.<br />
 Then you could just phone a say you were unwell if you were stuck on your &#8220;private job&#8221; or claim you could afford the fare.<br />
Then it was obvious that people were going there from work and then going back to work not even bothering to take off their working clothes.<br />
I knew someone who got caught working 3 times and each time he said he was working for nothing. Nothing happened to him. There was 2m job vacancies and he was a fit 24 year old.<br />
I had a chap who worked for me who went on the dole (often). I phoned him up and offered him some work. How long for, he asked. Like last time I said. Two weeks and could end up two years again. Can you guarantee me at least 14 weeks he asked. I said no. He said it&#8217;s not worth me coming off benefits then. That was about 15-20 years ago. 25 or so years ago I had a chap who reluctantly stopped working for me. His wife was pregnant and having lots of trouble which caused him to lose a days work each week. He travelled 25 miles to work (50 a day). He said I&#8217;m sorry but I cant afford to work. If I go on benefits and work one day private I will be better off. That&#8217;s what he did.<br />
The system stinks and no one responsible for paying out the benefits could care how much and to whom. There is no help to help those in need but all the help to help the feckless and lazy.<br />
Particularly with this government, who depend on their votes, expect no change for the better.<br />
We pay benefits to millions who have put nothing into the pot including 100,000s not even been in the country and including millions of foreigners. But you try getting something if you have worked most of your life??????</p>
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		<title>Comment on Where going commando could cost you your job by Donald Merritt</title>
		<link>http://www.totallymoney.com/news/index.php/2009/06/where-going-commando-could-cost-you-your-job/comment-page-1/#comment-5595</link>
		<dc:creator>Donald Merritt</dc:creator>
		<pubDate>Tue, 09 Mar 2010 16:29:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=624#comment-5595</guid>
		<description>As always, people always take to extremes, any attempt  to improve things.  Wearing a flimsy blouse which shows clearly no bra with the nipples clearly visible is not the same as wearing only a blouse when no breasts, let alone nipples, can be seen. Likewise if a female squats or bends over exposing her private parts due to lack of undergarments or clothing that can be seen through showing the same, cannot be compared with someone wearing thick or appropriate enough clothes where nothing private can be seen. So stupid remarks like &quot;how do you check for underclothes&quot; is fatuousness.  Similarly someone smelling slightly of B O can be less pleasant than someone smelling like a scent factory on legs. But someone smelling like a fish market needs to be made aware.
Some years ago during a first aid test a large woman was used as a accident victim. Everyone there complained to the person in charge about her, very strong, fishy smell. The person in charge said to everyone about the importance of personal hygiene to avoid offending other people with their personal smells. The very person who the message was aimed at piped up and said &quot;absolutely right too&quot;. Nothing changed as she was oblivious to the comments aimed at her or her disgusting smell so they all had to contend with her none existent hygiene.
On the other hand I told a person not to turn up for work if he didn&#039;t have a bath and get rid of his terrible B O. He argued it was a good smell but did have a bath. Ditto another time and another person. 
These what I would call &quot;tarts on legs&quot; can show all they want in private but not at work.
I must admit there is nothing better than a really pretty woman. I love looking at them AND often tell them they are very attractive. It is totally unnecessary to expose the more private parts. It can be argued that doing so makes them less attractive. Summer and pretty ladies in pretty dresses, brilliant.
 I am 70 years old now but still appreciate real beauty.</description>
		<content:encoded><![CDATA[<p>As always, people always take to extremes, any attempt  to improve things.  Wearing a flimsy blouse which shows clearly no bra with the nipples clearly visible is not the same as wearing only a blouse when no breasts, let alone nipples, can be seen. Likewise if a female squats or bends over exposing her private parts due to lack of undergarments or clothing that can be seen through showing the same, cannot be compared with someone wearing thick or appropriate enough clothes where nothing private can be seen. So stupid remarks like &#8220;how do you check for underclothes&#8221; is fatuousness.  Similarly someone smelling slightly of B O can be less pleasant than someone smelling like a scent factory on legs. But someone smelling like a fish market needs to be made aware.<br />
Some years ago during a first aid test a large woman was used as a accident victim. Everyone there complained to the person in charge about her, very strong, fishy smell. The person in charge said to everyone about the importance of personal hygiene to avoid offending other people with their personal smells. The very person who the message was aimed at piped up and said &#8220;absolutely right too&#8221;. Nothing changed as she was oblivious to the comments aimed at her or her disgusting smell so they all had to contend with her none existent hygiene.<br />
On the other hand I told a person not to turn up for work if he didn&#8217;t have a bath and get rid of his terrible B O. He argued it was a good smell but did have a bath. Ditto another time and another person.<br />
These what I would call &#8220;tarts on legs&#8221; can show all they want in private but not at work.<br />
I must admit there is nothing better than a really pretty woman. I love looking at them AND often tell them they are very attractive. It is totally unnecessary to expose the more private parts. It can be argued that doing so makes them less attractive. Summer and pretty ladies in pretty dresses, brilliant.<br />
 I am 70 years old now but still appreciate real beauty.</p>
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		<title>Comment on Save A Massive £90,000 And Protect Your Family by heather precious</title>
		<link>http://www.totallymoney.com/news/index.php/2010/03/save-a-massive-90000-and-protect-your-family/comment-page-1/#comment-5593</link>
		<dc:creator>heather precious</dc:creator>
		<pubDate>Tue, 09 Mar 2010 15:06:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=3351#comment-5593</guid>
		<description>i h.ave recently tried to get life insurance but because i had a gastric band fitted in january and i am still over weight .event though it is dropping rapidly and i have gone from modidley obese to obese in just 2 months no body the brokeer could find would insure me</description>
		<content:encoded><![CDATA[<p>i h.ave recently tried to get life insurance but because i had a gastric band fitted in january and i am still over weight .event though it is dropping rapidly and i have gone from modidley obese to obese in just 2 months no body the brokeer could find would insure me</p>
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		<title>Comment on Named And Shamed: 11 Lenders Stinging Customers On Mortgage Overpayments by A &#38; J</title>
		<link>http://www.totallymoney.com/news/index.php/2010/03/named-and-shamed-11-building-societies-that-are-stinging-customers-on-their-mortgage-overpayments/comment-page-1/#comment-5589</link>
		<dc:creator>A &#38; J</dc:creator>
		<pubDate>Tue, 09 Mar 2010 11:32:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=3356#comment-5589</guid>
		<description>Hi,  we are currently paying 4.5% on our mortgage with MAS Services.  We wonder why, and if anything can be done about it.

Also, we are paying very high interest for a secured loan from First Plus, where the closing balance seems to go up after we make the payments.  Can you possibly point us in the right directions please?  A&amp;J</description>
		<content:encoded><![CDATA[<p>Hi,  we are currently paying 4.5% on our mortgage with MAS Services.  We wonder why, and if anything can be done about it.</p>
<p>Also, we are paying very high interest for a secured loan from First Plus, where the closing balance seems to go up after we make the payments.  Can you possibly point us in the right directions please?  A&amp;J</p>
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		<title>Comment on Named And Shamed: 11 Lenders Stinging Customers On Mortgage Overpayments by Glyn Fitzpatrick</title>
		<link>http://www.totallymoney.com/news/index.php/2010/03/named-and-shamed-11-building-societies-that-are-stinging-customers-on-their-mortgage-overpayments/comment-page-1/#comment-5588</link>
		<dc:creator>Glyn Fitzpatrick</dc:creator>
		<pubDate>Tue, 09 Mar 2010 11:24:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=3356#comment-5588</guid>
		<description>You could add the Derbyshire Building Society to your list of Societies who allow over payment of repayments but then only recalculate at the end of the Financial Year.</description>
		<content:encoded><![CDATA[<p>You could add the Derbyshire Building Society to your list of Societies who allow over payment of repayments but then only recalculate at the end of the Financial Year.</p>
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		<title>Comment on The UK’s Top Ten Benefit Scandals by heather brady</title>
		<link>http://www.totallymoney.com/news/index.php/2009/05/the-uks-top-ten-benefit-scandals/comment-page-1/#comment-5587</link>
		<dc:creator>heather brady</dc:creator>
		<pubDate>Tue, 09 Mar 2010 11:15:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.totallymoney.com/news/?p=342#comment-5587</guid>
		<description>I lived abroad for 3 years and this goverment does not even check on spongers in spain we commented to the dss and gave names about the amount of people living on benefits who are all able to work and do work and on top of this live the life many people in england would love to have all because  they are able to draw invalidity benefits because nobody checks on them  this goverment waste thousands on spongers and do nothing about it at all even when provided with the evidence.</description>
		<content:encoded><![CDATA[<p>I lived abroad for 3 years and this goverment does not even check on spongers in spain we commented to the dss and gave names about the amount of people living on benefits who are all able to work and do work and on top of this live the life many people in england would love to have all because  they are able to draw invalidity benefits because nobody checks on them  this goverment waste thousands on spongers and do nothing about it at all even when provided with the evidence.</p>
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