Harriet is TotallyMoney's Online Community Manager and an avid blogger herself. As a 20-something living in London, she's an expert at living life in the Big Smoke on a small budget. She writes about penny-pinching in the capital over at London Cheapskates. She's also known as 'the girl who made the tea lights' on Channel 4's SuperScrimpers.

London-based personal finance blogger FruGal has her finger on the financial pulse. Her popular musings on personal finance have achieved wide acclaim. FruGal’s work was shortlisted for a 2010 Cosmo Blog Award and has also been featured in Observer magazine.

Jo is the consumers’ connoisseur. Editor at Money Magpie and writer at Wallet Pop, Jo knows her bank accounts, bargains and budgets. She’s also a dab hand at cooking on the cheap too. Jo’s not only focused on money matters; she also covers sport for The Sunday Times.

Sian is founding editor of the lifestyle blog Domestic Sluttery. She can also be found on Qype writing about London, and in bakeries looking for pecan pie.