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Welcome to this week’s Totally Money newsletter. In this issue, we explain why you should go for HSBC’s 1.99 per cent rate if you can qualify for it, how three in four looking for debt help cannot qualify for a repayment plan, and why you should ask the energy companies for your share of the £1.3 billion of your money they are holding.

About the Author

Alison Steed has written 123 stories on this site.

Alison is a well-respected commentator on personal finance issues. She has won eight awards for her writing, including Personal Finance Journalist of the Year from the Association of British Insurers four times in a row. She has a notable presence in the national press, writing for The Times, The Sunday Times, The Daily and Sunday Telegraph, the Daily and Sunday Express and The Sun.

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We work with a team of journalists and writers to create the content of this newsletter; all the information we provide is based on independent sources, market research and analysis. This newsletter does not constitute financial advice. The information and generic tips contained in it are provided solely to help you consider your options according to your specific circumstances. You should always do your own research and check product terms with the product provider. See Full Terms & Conditions.

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