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Welcome to this week’s Totally Money newsletter. In this issue, we explain why you should go for HSBC’s 1.99 per cent rate if you can qualify for it, how three in four looking for debt help cannot qualify for a repayment plan, and why you should ask the energy companies for your share of the £1.3 billion of your money they are holding.

About the Author

Personal finance writer for a host of publishers around the world, Mike is an avid follower of all things personal finance. He reveals what the latest personal finance headlines really mean for you and debunks common personal finance myths.

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We work with a team of journalists and writers to create the content of this newsletter; all the information we provide is based on independent sources, market research and analysis. This newsletter does not constitute financial advice. The information and generic tips contained in it are provided solely to help you consider your options according to your specific circumstances. You should always do your own research and check product terms with the product provider. See Full Terms & Conditions.

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