Home » News »

Loans

Shopping disaster? How to get refunded.

Shopping disaster? Unwanted gift? Faulty items? This is January so it's time to review and retur

Read more

Shopping disaster? How to get refunded.

The best credit cards for the sales

Half of adults risk being rejected for a credit card

Avoid rising credit card rates

Barclaycard takes on payday lenders

Small Xmas credit card

Barclaycard has made an audacious move into the instant loan market. Its new credit card offers instant access to credit at 0%, that means it is as speedy as a payday loan but without the enormous interest rate. You can apply for Barclaycard’s Platinum Purchase with Instant Access card online and, if your application is… Read more »

Loan Rates are Falling

M&S recently slashed its personal loan rates by a massive 5%. Loans between £5,000 and £7,499 that were priced at 12.9% (over 12-60 months) now have a rate of just 7.3%. Yet, while the rate reduction may be considerable, the move barely raised eyebrows. That’s because M&S is just the latest in a long line… Read more »

Peer-to-Peer Lending: What is it and Who Offers it?

The peer-to-peer, or P2P, lending market is still relatively small in the UK, but it has recently topped £250 million. If you haven’t heard of it before, P2P platforms are places where individuals can lend money to other individuals, or businesses, hoping to make a profit on their lending. What’s in it for a lender?… Read more »

How ‘microloans’ are driving business in rural Africa

TotallyMoney’s corporate parent Media Ingenuity has teamed up with the MicroLoan Foundation, a microfinance charity which helps hundreds of women in rural Africa. As well as administering small loans, they provide training and advice – helping African women support themselves and their families. Here Peter Ryan – CEO and founder of the MicroLoan Foundation – gives… Read more »

How to clean up your credit rating

As we brandish our feather dusters to start spring cleaning our homes, now’s the time to start cleaning out the cobwebs from our finances too. There’s no better place to start than cleaning up your credit score. Your credit rating works out whether you’re ‘worthy’ of credit. Improving your credit rating is really simple. Here… Read more »